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Menampilkan 1851–1860 dari 13405 artikel
Analisis Komparatif Pembiayaan MMQ dan KPR Konvensional
Ina Naila Sakinah
; Ina Naila Sakinah
; Sherli Ramadhani
; Alfiyah Salwa Azizah
; Muh Furqan Al Faruqi
; Kamaruddin Kamaruddin
EBISNIS : JURNAL ILMIAH EKONOMI DAN BISNIS
Vol 18
, No 1
(2025)
Musyarakah Mutanaqisah (MMQ) is a form of sharia-based financing that offers a home ownership solution free from elements of interest (riba). This article aims to analyze the application of the MMQ contract in housing finance, compare it with the conventional mortgage scheme (Kredit Pemilikan Rumah/KPR), and evaluate its impact on community welfare. This study employs a descriptive qualitative approach through literature review of academic sources, regulations, and other relevant data. The analy...
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Pengaruh Modal Usaha, Inovasi Produk, dan Strategi Pemasaran Terhadap Persepsi Profitabilitas Pelaku UMKM Kuliner di Wilayah Pekalongan
Indonesia, Dini Kharisatul Khabibah
; Rokhman, Nur
; Dini Kharisatul Khabibah
; Nur Rokhman
; Titik Rianawati
EBISNIS : JURNAL ILMIAH EKONOMI DAN BISNIS
Vol 18
, No 1
(2025)
UMKM in Indonesia have an important role in economic growth, as well as being able to absorb labor, and distribute development results. The purpose of this study was to determine the effect of business capital, product innovation, and marketing strategies on the perception of profitability of culinary UMKM actors in the Pekalongan area. The population in this study were culinary UMKM actors in the Pekalongan area. The sampling technique was purposive sampling so that 95 respondents were obtained...
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SYSTEMATIC LITERATURE REVIEW (SLR): USER ACCEPTANCE AND SATISFACTION WITH BYOND SERVICES BY BSI
Aida Puspita
; Rosyidah Septianingrum
; Siti Shofiyaturrohmah
; Azkania Nabila
; Rosyidah Septianingrum
EBISNIS : JURNAL ILMIAH EKONOMI DAN BISNIS
Vol 18
, No 1
(2025)
Digital transformation in the Islamic banking sector requires innovation that is responsive to user needs. The BYOND by BSI application is a form of digital transformation by Bank Syariah Indonesia in response to these dynamics. This study aims to examine customer acceptance and satisfaction with the use of the BYOND application based on five recent national studies. The research findings indicate that factors such as perceived usefulness, ease of use, trust, and Islamic banking features play a...
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Personalisasi Produk E-Commerce dengan Kecerdasan Buatan untuk Meningkatkan Loyalitas Pelanggan
EBISNIS : JURNAL ILMIAH EKONOMI DAN BISNIS
Vol 18
, No 1
(2025)
In the era of data-driven digital commerce, Artificial Intelligence (AI)-based product personalization has become a key strategy to enhance user experience and foster customer loyalty. However, in the Indonesian e-commerce landscape, there remains a lack of empirical understanding of how personalization systems influence long-term user engagement. This study investigates the impact of AI-driven product personalization on customer loyalty among Indonesian e-commerce users. Employing a mixed-metho...
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PENGEMBANGAN GAME EDUKASI UNTUK ANAK USIA DINI DI TK MARANATHA SILAMOSIK
Jurnal Elektronika dan Komputer
Vol 18
, No 1
(2025)
Kemajuan teknologi telah menciptakan peluang baru dalam bidang pendidikan, terutama bagi anak usia dini. Penelitian ini mengembangkan sebuah game edukatif berbasis Android yang ditujukan untuk anak berusia 4 hingga 6 tahun, dengan materi pengenalan huruf, angka, buah, dan hewan. Pengembangan aplikasi ini menggunakan model Waterfall yang mencakup analisis kebutuhan, perancangan, implementasi, pengujian, serta pemeliharaan. Game dirancang menggunakan Flutter dan bahasa Dart untuk menghasilkan tamp...
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Transparansi Keuangan UMKM melalui Otomatisasi Akuntansi Digital Berbasis Cloud
KOMPAK : Jurnal Ilmiah Komputerisasi Akuntansi
Vol 18
, No 1
(2025)
In the digital economy era, financial transparency has become a critical aspect for the sustainability and credibility of Micro, Small, and Medium Enterprises (MSMEs). Despite their substantial contribution to employment and economic growth, many MSMEs in Indonesia still rely on manual accounting systems, which limit the accuracy and traceability of financial reporting. This study aims to empirically examine the effect of cloud-based accounting automation on financial transparency among Indonesi...
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3 Sitasi
The Effect of Adding Caragenan as A Microencapsulant Material in The Production of Powdered Yoghurt with The Foam Mat Drying Method
Journal of Chemical Process and Material Technology
Vol 3
, No 2
(2025)
Yogurt products that are currently available on the market are mostly in liquid form. The weakness of liquid food products is that they cannot be stored for a long time compared to powdered products. The purpose of this study was to apply the foam mat drying process on the production of powdered yogurt. The variables studied in this research were the ratio of maltodextrin, carrageenan and tween 80 (15:15:5, 15:20:5, 15:25:5, and 15:30:5) as well as the drying temperature (40, 45, and 50°C) The a...
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The Effect of FeCl3 On The Hydrolysis Process Of Lignosellulose From Sugar Cane Baggage (Saccharum Officinarum L) Assisted by Microwaves To Become Microcrystallic Cellulose
Journal of Chemical Process and Material Technology
Vol 4
, No 1
(2025)
Microcrystalline cellulose is a modification of cellulose that functions as an additive widely used in the food and pharmaceutical industries. The raw material for microcrystalline cellulose is a material that contains high cellulose content, one of which comes from sugarcane bagasse. This study aims to examine the effect of the FeCl3 concentration variable on the hydrolysis process of sugarcane bagasse to produce microcrystalline cellulose. The research method is to isolate microcrystalline cel...
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Foam Mat Drying of Carrot Puree (Daucus Carota L): The effect of foaming agent and kinetics evaluation
Journal of Chemical Process and Material Technology
Vol 4
, No 2
(2025)
Carrot is a type of orange vegetable that grows abundantly and susceptible to rot if there is no special treatment after harvest. One effort to extend the shelf life of carrots is to dry them using the foam mat drying method. The drying process is carried out by adding foaming agents in the form of egg white (15%, 20% 25%, 30%) and fillers in the form of maltodextrin (15%, 20% 25%, 30%). Drying is carried out at temperatures of 60°C, 65°C and 70°C. The purpose of this study was to determine the...
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The Utilization of Duck Egg Shell Waste as A Methylene Blue Bioadsorbent
Journal of Chemical Process and Material Technology
Vol 4
, No 2
(2025)
The development of the textile industry in Indonesia has experienced a significant increase since the 1980s. From the non-oil and gas sector, the textile industry is the largest source of government revenue. In addition to its growth and impressive increase, there are around 10-15% of used textile dyes are thrown away and become waste during the dyeing or coloring process which can exceed the maximum Chemical Oxygen Demand level of 150 mg/L. Synthetic dyes contain carcinogenic substances that ca...
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