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Dampak ESG terhadap Model Underwriting Asuransi Umum: Tinjauan Literatur atas Perubahan Regulasi dan Praktik Industri
JURNAL EKONOMI MANAJEMEN AKUNTANSI
Vol 31
, No 1
(2025)
This article discusses the impact of Environmental, Social, and Governance (ESG) integration on the general insurance underwriting model. This study used a Narrative Literature Review (NLR) to review relevant literature. The NLR review was conducted on scientific publications, industry reports, regulatory documents related to ESG, and general insurance underwriting from 2019 to 2025. The reviewed literature shows that adopting ESG factors in the underwriting process changes risk assessment and c...
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Physicochemical and organoleptic characteristics of dry noodle with the variation of addition of genjer leaf (Limnocharis flava) and spinach (Amaranthus hybridus L.) leaf as natural dye: Karakteristik fisikokimia dan organoleptik mi kering dengan variasi penambahan daun genjer (Limnocharis flava) dan daun bayam (Amaranthus hybridus L.) sebagai pewarna alami
Agrobioteknologi
Vol 2
, No 1
(2025)
Dry noodles are one type of noodles in Indonesia. Noodles are a type of food that is low in protein and other nutrients, but high in carbohydrates. This is because the main ingredient in making noodles uses various types of flour, one of which is wheat flour. The purpose of this study was to ascertain the effect of adding genjer and spinach on the chemical and sensory qualities of dried noodles and to identify the optimal treatment combination in terms of nutritional value, antioxidant activity,...
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Pengaruh NOM, BOPO dan FDR terhadap Profitabilitas pada Bank Umum Syariah (BUS) Periode 2021-2023
Profit: Jurnal Manajemen, Bisnis dan Akuntansi
Vol 4
, No 2
(2025)
Profitability is a key indicator in assessing the financial performance and operational sustainability of a bank. However, during the 2021-2023 period, the Islamic banking industry in Indonesia faced various challenges, especially regarding operational efficiency and financing management. This challenge can be seen from the unstable value of the Net Operating Margin (NOM), the high ratio of Operating Expenses to Operating Income (BOPO), and the imbalance in the Financing to Deposit Ratio (FDR)....
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The Application of Interactive Learning Media to Improve Grade 8B Malay Language Lessons at An-Nikmah Al Islamiyah Phnom Penh Instituute, Cambodia
Jurnal Riset sosial humaniora, dan Pendidikan (Soshumdik)
Vol 3
, No 3
(2025)
This study aims to improve students' Malay language learning outcomes at An Nikmah Al Islamiyah PhnomPenh Institute, Cambodia, through the application of interactive learning media. The method used is Classroom Action Research (PTK), which consists of four cycles: planning, implementation, observation, and reflection. The study was participated by 30 students who had difficulties in learning Malay Language. In each cycle, interactive media such as educational apps, learning videos, and language...
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PERANCANGAN SISTEM INSTALASI LISTRIK PRESIDENT ROOM RUMAH SAKIT MITRA BANGSA PATI
Jurnal Elektro dan Teknologi Informasi
Vol 3
, No 2
(2025)
Rumah Sakit merupakan institusi pelayanan kesehatan yang menyediakan layanan rawat inap, rawat jalan, dan gawat darurat secara paripurna. Berdasarkan Peraturan Menteri Kesehatan Republik Indonesia No. 1204/Menkes/SK/X/2004, Rumah Sakit adalah sarana yang tidak hanya tempat berkumpulnya orang sakit dan sehat, tetapi juga rentan menjadi sumber penularan penyakit dan pencemaran lingkungan. Rumah Sakit Mitra Bangsa Pati, sebagai salah satu fasilitas kesehatan di Kota Pati, Jawa Tengah, menawarkan be...
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Pengaruh Manajemen Aset, Likuiditas, dan Struktur Modal Terhadap Kinerja Keuangan
Profit: Jurnal Manajemen, Bisnis dan Akuntansi
Vol 4
, No 2
(2025)
Financial performance describes the financial position of a company that is analyzed to provide an overview of the company's performance during a certain period. Several factors that influence financial performance include asset management, liquidity, and capital structure. This study aims to identify the effect of asset management (TATO), liquidity (CR), and capital structure (DER) on financial performance (ROA) in food and beverage companies for the period 2019-2023, both individually and toge...
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Analisis Peran Akumulasi Modal dalam Pertumbuhan Ekonomi: Faktor-Faktor Pendorong Pertumbuhan Ekonomi di Indonesia
Herlina Reva Carita
; Haura Khalisa Hakim
; Raden Naufal Hilmi Saputra
; Ni Komang Mia Fabiola
; Izzan Shulhan Albar
; Vanessa Azahra Rohman
; Ahmad Setiawan Nuraya
DHARMA EKONOMI
Vol 32
, No 1
(2025)
Economic growth is a complex process influenced by various factors, one of which is capital accumulation. Capital accumulation plays a crucial role in increasing production capacity, creating employment opportunities, and enhancing labor productivity. This study analyzes the role of capital accumulation in Indonesia’s economic growth by highlighting key factors contributing to national output expansion. Using the growth accounting approach and neoclassical growth theory, this research confirms t...
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Analisis Teknologi terhadap Perekonomian Nasional: Studi Kasus Kontribusi GoTo terhadap Pendapatan Indonesia
Abiyyu Rahmatullah
; Agus Rizki Pandapotan Siagian
; Ahmad Devani Yuslah
; Alfia Damar Yanti
; Annisa, Fesya Diva
; Ahmad Setiawan Nuraya
DHARMA EKONOMI
Vol 32
, No 1
(2025)
The research analyzes the impact of technology on Indonesia's national economy, focusing on GoTo's contribution as a leading technology company. GoTo, born from the merger of Gojek and Tokopedia, has created an innovative business model that connects consumers and businesses through an efficient digital platform. Secondary data analysis from LPEM FEB UI (2023), Aji (2023), Jerry (2023) SMERU Research Institute (2022), and other relevant sources, shows that GoTo makes a significant contribution t...
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Peran Sumber Daya Manusia, Pendidikan, dan Kebijakan Pemerintah dalam Meningkatkan Pertumbuhan Ekonomi Indonesia
Devi Prameswati
; Fikria Hanifa Nabiha
; Flira Tri Octaviani
; Puri, Gista Alfania
; Kayla Aryani Putri Nugroho
; Ahmad Setiawan Nuraya
DHARMA EKONOMI
Vol 32
, No 1
(2025)
The study was conducted to analyze the relationship between the quality of human resources (HR) and economic growth in Indonesia which aims to determine the role of Human Resources, Education, and Government Policy in Indonesia's economic growth. By using descriptive qualitative research methods, data were collected through literature studies by collecting journals and articles spread across the Internet. The results of the study obtained were that 1) The Role of Human Resources in Economic Grow...
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Design and Construction of Web Application for Online Management of Electromedical Device Calibration Using Laravel Framework: Rancang Bangun Aplikasi Web Pengelolaan Pengkalibrasian Alat Elektromedis secara Online Menggunakan Framework Laravel
RADIANT: Journal of Applied, Social, and Education Studies
Vol 6
, No 1
(2025)
This study developed a Laravel-based web application to manage electromedical device calibration data online. The application offers greater efficiency and integration compared to manual methods such as Excel or Word. Key features include centralized data storage, cloud integration, and the ability to print calibration certificates directly from the system. Using the R&D method and Blackbox testing, all features were proven to function correctly without errors. User testing also showed that...
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