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Analisis Komparatif Pembiayaan MMQ dan KPR Konvensional
Ina Naila Sakinah
; Ina Naila Sakinah
; Sherli Ramadhani
; Alfiyah Salwa Azizah
; Muh Furqan Al Faruqi
; Kamaruddin Kamaruddin
EBISNIS : JURNAL ILMIAH EKONOMI DAN BISNIS
Vol 18
, No 1
(2025)
Musyarakah Mutanaqisah (MMQ) is a form of sharia-based financing that offers a home ownership solution free from elements of interest (riba). This article aims to analyze the application of the MMQ contract in housing finance, compare it with the conventional mortgage scheme (Kredit Pemilikan Rumah/KPR), and evaluate its impact on community welfare. This study employs a descriptive qualitative approach through literature review of academic sources, regulations, and other relevant data. The analy...
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Pengaruh Shopping Enjoyment dan Sales Promotion terhadap Impulsive Buying Marketplace Shopee pada Mahasiswa Universitas Riau
EBISNIS : JURNAL ILMIAH EKONOMI DAN BISNIS
Vol 18
, No 1
(2025)
The purpose of this study was to determine the effect of shopping enjoyment and sales promotion on impulsive buying of shopee marketplace on students of Riau University. The method used is a quantitative method with a data collection technique in the form of a questionnaire responded to by 384 respondents. The sampling technique uses a purposive sampling technique. This study uses analysis such as validity test, reliability test, normality test, multicollinearity test, heteroscedasticity test, m...
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Exploring the Universe: Integrating Astronomy in the Early Childhood Education Curriculum
Paudia
Vol 14
, No 3
(2025)
Introducing basic astronomy concepts early can help children develop a deeper interest and understanding of science in the future, yet it remains underexplored. This study aims to examine the methods and benefits of integrating astronomy into early childhood education (ECE) curricula and its impact on child development. Using a qualitative approach with a case study method, the research involved four (4) ECE teachers in Jakarta and Depok who teach astronomy to children. Data were collected throu...
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Exploring EFL Teachers’ Knowledge on the Utilization of Platform Merdeka Mengajar (PMM): Challenges, Possibilities and Practices
ETERNAL: English Teaching Journal
Vol 16
, No 2
(2025)
In supporting the implementation of The Emancipated Curriculum, Merdeka Mengajar is the main tool that the government use to spread information and help the implementation of The Emancipated Curriculum. In The Pangandaran district, the Emancipated Curriculum has been 100% implemented in formal education. In implementing The Emancipated Curriculum, there are many challenges that teachers face; they need a comprehensive understanding of the Emancipated Curriculum to implement the curriculum. This...
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Reading Comprehension through Multimodal Literacy Approach for English Education
ETERNAL: English Teaching Journal
Vol 16
, No 2
(2025)
In the digital era, reading comprehension of multimodal texts that integrate written language with images, videos, and interactive elements has become crucial yet challenging for many students. This mixed-methods study investigated the effectiveness of a multimodal instructional approach in enhancing reading comprehension among 120 Indonesian high school students. The quantitative component employed a quasi-experimental design with pre/post reading comprehension tests, while the qualitative comp...
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EFL Students’ Perception towards the Use of Debate Video Session for Vocabulary Acquisition and Retention
ETERNAL: English Teaching Journal
Vol 16
, No 2
(2025)
Discovering captioned debate videos for vocabulary acquisition is an essential learning strategy for EFL learners. Vocabulary is a crucial element in the acquisition of a foreign language. However, many students experience challenges in mastering English vocabulary. Various vocabulary learning strategies were established, with some students utilizing personalized techniques to learn new words. Learners' motivation and obsession with vocabulary acquisition are enhanced by audiovisual stimuli, suc...
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PENGARUH MOTIVASI INTRINSIK DAN DISIPLIN KERJA TERHADAP KINERJA PEGAWAI DIMEDIASI KOMITMEN ORGANISASI (Studi pada Puskesmas Siwalan Kabupaten Pekalongan)
Innovation, Theory & Practice Management Journal
Vol 4
, No 2
(2025)
Penelitian ini bertujuan untuk menganalisis pengaruh motivasi intrinsik dan disiplin kerja terhadap kinerja pegawai baik secara langsung maupun tidak langsung melalui komitmen organisasi. Populasi yang digunakan adalah pegawai yang bekerja di Puskesmas Siwalan Kabupaten Pekalongan dengan jumlah 59 pegawai. Teknik pengambilan sampel menggunakan metode sensus atau sampel jenuh, sehingga seluruh jumlah populasi akan dijadikan sampel penelitian yaitu 59 responden. Sumber data yang digunakan data pri...
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PENENTU KEPUASAN KERJA AUDITOR
Srimindarti, Ceacilia
; Poerwati, Rr. Tjahjaning
; Hardiningsih, Pancawati
; Lisiantara, Gregorius Anggana
; Oktaviani, Rachmawati Meita
Dinamika Akuntansi Keuangan dan Perbankan
Vol 14
, No 1
(2025)
This study aims to examine the effect of role conflict and locus of control on auditors’ job satisfaction. The population in this study consists of auditors working at Public Accounting Firms in the city of Semarang. The respondents selected for this research are auditors who work at Public Accounting Firms in Semarang and have at least one year of work experience. Data collection was conducted using a convenience sampling technique through questionnaires. Multiple regression analysis was used a...
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Penerapan Anyaman dan Lukis Kain pada Ready to Wear Style Exotic Dramatic Wayang Krisna
Jurnal Pengembangan IPTeks Seni Kuliner, Tata Rias, dan Desain Mode
Vol 17
, No 1
(2025)
Weaving and fabric painting techniques were alternative in making textile motif designs for Ready to Wear. The exclusive value of fabric painting could be a proponent of more beautiful and unique clothing. The problem studied was how to apply weave and fabric painting to clothing and making Ready To Wear exotic dramatic style of Wayang Krisna. The aim of this report was to find out the application of weave and fabric painting in the manufacture of Ready To Wear exotic dramatic style of way...
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Analisis dan Prediksi Tingkat Kemiskinan di Sumatera Utara menggunakan Model LSTM berbasis Google Earth Engine
Dinamik
Vol 30
, No 2
(2025)
This study analyzes the prediction of poverty levels in North Sumatra Province by applying the Long Short-Term Memory (LSTM) method based on time series integrated with Google Earth Engine (GEE). Historical poverty data of districts/cities were obtained from the Central Statistics Agency (BPS) and processed using Python in Google Colab for LSTM model training. The prediction results are visualized spatially in the form of thematic maps through GEE to identify areas with high poverty rates. The e...
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