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Analisis Competitive Profile Matrix (CPM) Pada KSPPS BMT Dana Mentari: Strategi Peningkatan Daya Saing dalam Ekonomi Syariah
Jurnal Ekonomi, Bisnis dan Manajemen (EBISMEN)
Vol 4
, No 2
(2025)
KSPPS BMT Dana Mentari Purwokerto faces tight competition with other cooperatives such as PNM Mekar Sudagaran Sidareja in supporting MSMEs through sharia financing. This study analyzes the competitive position of BMT Dana Mentari using the Competitive Profile Matrix (CPM) and formulates a sharia-based business strategy. A descriptive qualitative approach is applied with data from interviews (May 2025), observations, and documents (OJK, 2025). The CPM results show that BMT Dana Mentari has a scor...
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Analisis Strategi Diversifikasi Porduk di Pegadaian Purwokerto Mengunakan Metode General Electric
Alfarisi, Akmal Aziz
; Shafrani, Yoiz Shofwa
; Putri, Dewi Ayu Maharani
; Dewi, Nurul Fazriyanti Aulia
Jurnal Ekonomi, Bisnis dan Manajemen (EBISMEN)
Vol 4
, No 1
(2025)
This study aims to analyze the product diversification strategy implemented by Pegadaian Purwokerto Branch and its impact on the company's financial stability. A qualitative descriptive approach was applied using a case study method through structured interviews, direct observations, and internal document analysis. The research also integrates the General Electric (GE) Matrix to map the business strength and market attractiveness of each diversified product. The findings reveal that Pegadaian’s...
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Analisis Evaluasi Strategi Pegadaian UPC Pasar Bumiayu Dengan SERVO Analysis
Jurnal Ekonomi, Bisnis dan Manajemen (EBISMEN)
Vol 4
, No 2
(2025)
The study analyzes the business strategy of UPC Pegadaian Pasar Bumiayu using the SERVO approach (Strategy, Environment, Resources, Values, Organization). The findings indicate that Pegadaian has developed adaptive and innovative strategies through service digitalization, sharia-based products, as well as public education and strategic partnerships. Both internal and external environments are managed responsively, utilizing human resources and technology effectively. Organizational values promot...
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THE RELATIONSHIP BETWEEN RESILIENCE AND CULTURE SHOCK IN STUDENTS FROM 3T REGIONS IN SALATIGA
COUNSENESIA Indonesian Journal of Guidance and Counseling
Vol 6
, No 1
(2025)
Socio-cultural changes experienced by students from out-of-town areas are a social phenomenon called culture shock. Culture shock causes individuals to experience anxiety and frustration about the events they experience, and one of the factors predicted to be related to increasing or decreasing culture shock is resilience. The purpose of this study was to determine the relationship between resilience and culture shock in out-of-town students from out-of-town areas in Salatiga. The method used wa...
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THE COMPETENCE OF COUNSELOR IN CONDUCTING SPIRITUAL COUNSELING: A SYSTEMATIC LITERATURE REVIEW
COUNSENESIA Indonesian Journal of Guidance and Counseling
Vol 6
, No 1
(2025)
Spirituality is conceptualized as the subjective relationship of an individual with God or, more broadly, as a sacred or transcendent relationship. Spirituality is one of the issues proposed in multicultural studies. Spiritual counseling is an approach to counseling that combines spiritual and religious elements to help individuals actualize their potential and face life's challenges. The competence of counselors is essential in conducting spiritual counseling. This research aims to explore the...
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THE IMPACT OF LOCAL CULTURAL UNDERSTANDING ON COUNSELING QUALITY: A MEDIATION ANALYSIS OF CLIENT ENGAGEMENT AS A MEDIATING VARIABLE
Lestari, Indah
; Marwiyah, Marwiyah
; Santoso, Santoso
; Gudnanto, Gudnanto
; Kiswantoro, Arista
; Sari, Siwi Villa Intan
; Zamroni, Edris
; Kusmanto, Agung Slamet
; Hidayati, Richma
; Fadhurosi, Adnan
; Ardianti, Sekar Dwi
; Kurniati, Diah
COUNSENESIA Indonesian Journal of Guidance and Counseling
Vol 6
, No 1
(2025)
This study aims to explore the impact of local cultural understanding on counseling quality, with client engagement as a mediating variable. The background of this research is based on the importance of cultural understanding in counseling practice. The research design used is a correlational design with a quantitative approach. The subjects of the study consist of 100 respondents, including 50 counselors and 50 clients who have previously been involved in counseling (purposive sampling). The re...
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Inovasi Pendekatan Experiential Learning Pada Pembelajaran Menulis Puisi Kelas XI SMA SAQO
Klitika: Jurnal Ilmiah Pendidikan Bahasa dan Sastra Indonesia
Vol 7
, No 1
(2025)
Pembelajaran menulis puisi di tingkat SMA sering dianggap sebagai kegiatan yang kurang menarik dan menantang bagi siswa, sehingga berpotensi menghambat pengembangan kemampuan ekspresi kreatif dan apresiasi sastra mereka. Penelitian ini berfokus pada eksplorasi mendalam implementasi dan pengalaman siswa terhadap pendekatan Experiential Learning dalam pembelajaran menulis puisi di kelas XI SMA SAQO. Dilatarbelakangi oleh kebutuhan akan strategi pembelajaran yang lebih memberdayakan kreativitas sis...
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Semitau; Dari Hutan Menjadi Onderafdeling Pada Masa Penjajahan Belanda
Keraton: Journal of History Education and Culture
Vol 7
, No 1
(2025)
Semitau in 1936 was a part of Afdeling Sintang. This research aims to find out and explore the history of Semitau, which was originally a forest until finally it became an onder afdeling under the Afdeling Sintang area. The method used in this research is historical which consists of heuristics, criticism, interpretation and historiography. The results of the research explain that Semitau before Abang Umar Juned's arrival was a forest. Semitau became even busier after the Dutch from Majang Islan...
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A Machine Learning Based Approach to Course and Career Recommendation System: A Systematic Literature Review
Iorzua, Joseph Tersoo
; Moses, Timothy
; Eke, Christopher Ifeanyi
; Agushaka, Ovre Jeffery
; Kwaghtyo, Dekera Kenneth
; Godswill, Theophilus
Journal of Computing Theories and Applications
Vol 3
, No 1
(2025)
Learners are continually faced with choosing appropriate courses or making career choices due to increased educational opportunities. The emergence of machine learning-based course and career recommender systems has the potential to address this issue, offering personalized course recommendations tailored to individual learning pathways, preferences, and learning history. The optimization and feature engineering techniques and practical deployment environments have not been collectively examined...
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Reformasi Kebijakan Keimigrasian di Era Globalisasi: Studi Komparatif Indonesia dan Negara ASEAN Lainnya
Jurnal Media Administrasi
Vol 10
, No 1
(2025)
This study analyzes Indonesia’s immigration policy reforms in response to global and ASEAN migration dynamics. The reforms emphasize a human rights-based approach, digital services like e-Visa and M-Paspor, and bureaucratic modernization. Despite progress, challenges remain in implementation, institutional overlap, and limited protection for vulnerable groups such as refugees and undocumented migrants. Comparisons with other ASEAN countries reveal varied approaches, positioning Indonesia to lead...
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