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PENERAPAN ALGORITMA C4.5 UNTUK MEMPREDIKSI KREDIT MACET PADA SISTEM PINJAMAN DIGITAL DI INDUSTRI FINTECH: Penerapan Algoritma C4.5 untuk Memprediksi Kredit Macet pada Sistem Pinjaman Digital di Industri FinTech
Jarot Dian, Jarot Dian Susatyono
; Jarot Dian Susatyono
; Setiyo Prihatmoko
; Febryantahanuji Febryantahanuji
EBISNIS : JURNAL ILMIAH EKONOMI DAN BISNIS
Vol 17
, No 2
(2024)
This research aims to implement the C4.5 algorithm in predicting bad credit in digital loan systems in the FinTech industry. The C4.5 algorithm was chosen because of its ability to handle numeric and categorical attributes, as well as produce a decision tree that can be interpreted easily. This research uses a dataset containing customer transaction and profile information, such as employment status, income and payment history. Test results show that the C4.5 algorithm is able to achieve an accu...
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Penggunaan Realitas Augmented untuk Pembuatan Prototipe Desain Produk: Studi Kasus pada Pengembangan Aplikasi Mobile
JURNAL ILMIAH KOMPUTER GRAFIS
Vol 17
, No 2
(2024)
This research explores the use of Augmented Reality (AR) in the prototyping of product design, focusing on mobile applications for e-commerce. The aim of this study is to evaluate how AR can enhance the prototyping process in product design, improve efficiency, and facilitate better interaction between designers and end-users. The research method involves developing a mobile application prototype with AR and testing it with end-users. The results indicate that AR accelerates the design process,...
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PENGARUH PRESEPSI HARGA, KUALLITAS PELAYANAN TERHADAP LOYALITAS PELANGGAN MELALUI KEPUASAN PELANGGAN SEBAGAI VARIABEL MEDIASI PADA PERUSAHAAN PT. SOYO AJI PERKASA
EBISNIS : JURNAL ILMIAH EKONOMI DAN BISNIS
Vol 17
, No 2
(2024)
In the context of increasingly tight business competition in the current era, both at the domestic and global levels, companies must have the ability to win the competition by ensuring customer satisfaction. This research aims to analyze the influence of Price Perception, Service Quality on Customer Loyalty mediated by Customer Satisfaction at PT. Soyo Aji Perkasa. This research used quantitative and purposive sampling methods, with 127 respondents. This research used questionnaire analysis and...
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MENGUNGKAPKAN PEMBELIAN IMPULSIF PENGGUNA MARKETPLACE SHOPEE: PERAN POTONGAN HARGA E-WOM DAN MOTIVASI BELANJA HEDONIS
EBISNIS : JURNAL ILMIAH EKONOMI DAN BISNIS
Vol 17
, No 2
(2024)
This study aims to analyze the effect of Price Discount, E-WOM, Hedonic Shopping Motivation on Impulse Buying at Marketplace Shopee (Study case of Dian Nuswantoro University). The population of this research is Dian Nuswantoro University who have purchased at marketplace Shopee. Sampling technique used is questionnaire method and amounted to 100 respondents. The data analysis technique in this study used multiple linear regression analysis. The results of this study indicate that the varia...
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Exploring Gossip: Women Character Dynamics in Tilik the Series
Putri, Zahra Setia
; Zahra, Aulia Nurussyifa Az
; Lutfiana, Siti Fera Nur
; Novita, Ratih
; Ros, Gerry
; Wijiastuti, Ayu
; Annisa, Salsabila Farah Nur
RADIANT: Journal of Applied, Social, and Education Studies
Vol 5
, No 2
(2024)
This article discusses the gossip practices of Muslim women in the film Tilik the Series. This study focuses on Muslim women to explore how they are represented in the media, especially in Indonesia, a country with a Muslim majority. In a culture influenced by Islam, religion shapes social norms and behaviors, including gossip. The film Tilik the Series depicts Javanese women, who are predominantly Muslim, although non-Muslim characters may not be prominently featured. This article aims to revea...
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Pengaruh green intellectual capital terhadap Kapitalisasi pasar
KOMPAK : Jurnal Ilmiah Komputerisasi Akuntansi
Vol 17
, No 2
(2024)
The purpose and the research conducted is to the investigate and impact of GIC on the market capitalization of each company mentioned in the Indonesian of Stock Exchanges from 2018 to 2022. GIC includes GHC, GSC, and GRC as independent variables. The research data’s derive to from companies of the annual reports mentioned in the Indonesian Stock Exchanges for the specified period. A targeted on sampling methods was the used, which led to at sample of 25 companies. The results of the simple regre...
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Analisis Pengaruh Aliran- Aliran Filsafat pada Kehidupan Sehari-hari
Sinar Dunia: Jurnal Riset Sosial Humaniora dan Ilmu Pendidikan
Vol 3
, No 4
(2024)
Philosophy has long been an integral part in shaping human thought patterns and behavior. However, in the context of everyday life, the influence of philosophical schools is often hidden in the moral, social and individual decisions we make. This research aims to analyze how various philosophical schools, such as rationalism, empiricism, existentialism, pragmatism, analytical philosophy, and moral philosophy, influence everyday life through a systematic literature review. By collecting and analy...
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Analisis Pengaruh Promosi dan Brand Image terhadap Keputusan Pembelian Paket Umroh pada Travel Al-Azhar Bukittinggi
Transformasi: Journal of Economics and Business Management
Vol 3
, No 4
(2024)
This research is motivated by the increasing number of Umrah travel agencies. With the emergence of various travel agents in the market, consumers can choose which travel agent they want to use. This type of research uses a quantitative approach which shows how much influence promotion and brand image have on the decision to purchase Umrah packages at Al-Azhar Bukittinggi travel. This research uses primary data, namely questionnaires for pilgrims who have departed on the Al-Azhar Bukittinggi tri...
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The utilization of Konjac as Smart Biodegradable Film Packaging with Butterfly Pea Flower Extract and Eggshell Flour as Active Agent: Pemanfaatan Konjac sebagai Smart Biodegradable Film Packaging dengan Bahan Aktif Ekstrak Bunga Telang dan Tepung Cangkang Telur Ayam
Suryadi, Cherry Keiko Alendra
; Setijawaty, Erni
; Utomo, Adrianus Rulianto
; Jati, Ignasius Radix A.P.
JITIPARI (Jurnal Ilmiah Teknologi dan Industri Pangan UNISRI)
Vol 9
, No 2
(2024)
This research investigates the effect of adding active ingredients such as butterfly pea flower extract and eggshell powder on the physical and chemical properties of smart biodegradable film packaging. The butterfly pea flower extract was prepared by mixing dry butterfly pea flowers with water in ratios of 0 (without butterfly pea flowers, as a control), 1:250, and 1:125. The eggshell powder was added in concentrations of 0%, 0.15%, and 0.3% (w/v). The result shows that the addition of active a...
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Outlier Detection Using Gaussian Mixture Model Clustering to Optimize XGBoost for Credit Approval Prediction
Setiadi, De Rosal Ignatius Moses
; Muslikh, Ahmad Rofiqul
; Iriananda, Syahroni Wahyu
; Warto, Warto
; Gondohanindijo, Jutono
; Ojugo, Arnold Adimabua
Journal of Computing Theories and Applications
Vol 2
, No 2
(2024)
Credit approval prediction is one of the critical challenges in the financial industry, where the accuracy and efficiency of credit decision-making can significantly affect business risk. This study proposes an outlier detection method using the Gaussian Mixture Model (GMM) combined with Extreme Gradient Boosting (XGBoost) to improve prediction accuracy. GMM is used to detect outliers with a probabilistic approach, allowing for finer-grained anomaly identification compared to distance- or densit...
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