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ANALISIS FAKTOR-FAKTOR YANG MEMPENGARUHI MINAT NASABAH DALAM MELAKUKAN PINJAMAN DI KOPERASI KREDIT IMACULATA ATAMBUA
Perwira Journal of Economics and Business
Vol 5
, No 2
(2025)
Minat merupakan motivasi yang mendorong orang untuk melakukan apa yang mereka inginkan. Setiap minat akan memuaskan suatu kebutuhan. Tujuan dalam penelitian ini untuk mengetahui pengaruh antara variabel tingkat suku bunga, prosedur peminjaman, dan kualitas pelayanan terhadap minat nasabah dalam melakukan pinjaman. Data yang digunakan dalam penelitian ini berupa data primer. Studi ini menggunakan analisis regresi berganda. Hasil penelitian menunjukan terdapat pengaruh yang signifikan antara Tingk...
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MEMAKSIMALKAN KEPATUHAN PAJAK MENGGUNAKAN TINGKAT PENDIDIKAN DAN TINGKAT PENDAPATAN MELALUI SELF ASSESMENT
Perwira Journal of Economics and Business
Vol 5
, No 2
(2025)
The purpose of this study is to analyze the relationship between education level and income level on tax compliance through self-assessment. The study was conducted on the Srikandi Women's Business Group (UMKM) in Bojongsari Village, Bojongsari District, Purbalingga Regency, with 45 members. The sample size used in this study was 45. The sampling method used was saturated sampling. The data obtained were analyzed using path analysis. The results indicate that education level has a direct effect...
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PENGARUH FINANCIAL DISTRESS DAN PROFITABILITAS TERHADAP MANAJEMEN LABA DENGAN KUALITAS AUDIT SEBAGAI VARIABEL MODERASI: (Studi Empiris Pada Perusahaan Sektor Bahan Dasar Yang Terdaftar Di BEI Periode Tahun 2021-2023)
Perwira Journal of Economics and Business
Vol 5
, No 2
(2025)
This study aims to examine the effect of financial distress and profitability on earnings management with audit quality as a moderating variable in basic materials sector companies listed on the Indonesia Stock Exchange (IDX). The population of this study consists of 103 basic materials sector companies. Out of 103 companies, only 38 companies met the criteria. The observation period for this study spans 3 years, from 2021 to 2023, resulting in a final data of 114 companies. Sampling was conduct...
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Analisis peran anvil plate terhadap sifat mekanik sambungan Friction Stir Spot Welding AA5052
Perwira Journal of Science & Engineering (PJSE)
Vol 5
, No 2
(2025)
Friction Stir Spot Welding (FSSW) merupakan pengembangan dari metode pengelasan Friction Stir Welding (FSW) yang diterapkan di industri dengan tujuan untuk menggantikan metode pengelasan Resistance Spot Welding (RSW). Dalam penelitian ini, FSSW diterapkan untuk menyambung pelat paduan aluminium 5052-H32 dan pelat baja standar JIS G 3136. Variabel utama yang digunakan dalam penelitian ini adalah jenis anvil plate yang terdiri dari granit, baja AISI 1010, dan paduan Al-Si, sedangkan parameter peng...
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An Analysis of Politeness Strategies in English Textbook Dialogues on Faith and Morality
ETERNAL: English Teaching Journal
Vol 16
, No 2
(2025)
Faith and morality have been parts of Indonesian society. The values of Pancasila as the national ideology are sufficient to proof that this nation’s relationship with faith and morality has been inseparable. This study aims to analyze one of the dimensions of the Pancasila Student Profile, “faith, devotion to God Almighty, and noble character,” through the application of politeness strategies in textbook dialogues. The method of this study is qualitative content analysis. The data collection te...
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The Integration of Artificial Intelligence (AI) In English Language Teaching Practices: A Meta-Synthesis Study
ETERNAL: English Teaching Journal
Vol 16
, No 2
(2025)
A great number of studies researching the incorporation of AI into English language teaching have grown significantly within the last five years. Nevertheless, to date, limited studies have been found to specifically review studies regarding AI integration in English language teaching. To fill the gap, this meta-synthesis study aims at presenting a summary of qualitative literature exploring how AI is integrated in English language teaching. Sixteen out of forty-seven articles were selected from...
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Bridging the Gap: Pre-Service Teachers’ Realities of Technology Integration in the Digital Classroom
ETERNAL: English Teaching Journal
Vol 16
, No 2
(2025)
In the digital era, integrating technology into education is essential for preparing future-ready educators. This qualitative case study explores how pre-service teachers experience and implement digital tools in instructional settings. It focuses on their successes, challenges, and the pedagogical strategies they employ. Drawing on the Technological Pedagogical Content Knowledge (TPACK) framework and experiential learning theory, the study involved 15 pre-service teachers from a university in S...
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Waste Management Policy in Four ASEAN Countries: Emerging Contemporary Issues from Research Works
Forum Geografi
Vol 39
, No 2
(2025)
Asia Tenggara menghadapi krisis sampah yang mendesak, terutama di Indonesia, Malaysia, Thailand, dan Filipina, yang mengancam konsekuensi lingkungan, ekosistem, dan kesehatan masyarakat yang parah. Tanpa kebijakan pengelolaan sampah yang komprehensif, kondisi memburuk secara signifikan. Penelitian ini mengeksplorasi studi kebijakan pengelolaan sampah dengan lensa bibliometrik di empat negara Asia Tenggara: Indonesia, Thailand, Malaysia, dan Filipina. Menggunakan basis data Scopus, yang didukung...
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Tourism-Oriented Spatial Analysis of Tangible Cultural Heritage in Bukhara (Uzbekistan)
Forum Geografi
Vol 39
, No 2
(2025)
This study examines the spatial distribution and tourism utilization of 829 officially registered architectural heritage sites in the Bukhara, Uzbekistan. Spatial analysis methods including the Gini Index (0.569), Lorenz Curve, Nearest Neighbor Analysis, Kernel Density Estimation, and Bivariate Moran’s I were applied to examine clustering patterns and disparities across districts. The findings reveal unequal heritage distribution: over 50% of the sites are located in two districts, mainly in the...
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IMPLEMENTASI MONITORING JARINGAN INTERNET PADA MIKROTIK MENGGUNAKAN NOTIFIKASI BOT TELEGRAM DI SMK
Jurnal Teknologi Informasi dan Komunikasi (TIKomSiN)
Vol 13
, No 1
(2025)
Delays in detecting network issues due to reliance on manual monitoring user and user reports have created significant challenges in network management, particularly in environments requiring consistent internet connectivity, Such as educational institutions. This study aims to implement an internet network monitoring system based on Mikrotik, integrated with Telegram Bot notifications and supported by the Winbox application for manual configurations. The study adopts the Network Development Lif...
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