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Analisis Komparatif Pembiayaan MMQ dan KPR Konvensional
Ina Naila Sakinah
; Ina Naila Sakinah
; Sherli Ramadhani
; Alfiyah Salwa Azizah
; Muh Furqan Al Faruqi
; Kamaruddin Kamaruddin
EBISNIS : JURNAL ILMIAH EKONOMI DAN BISNIS
Vol 18
, No 1
(2025)
Musyarakah Mutanaqisah (MMQ) is a form of sharia-based financing that offers a home ownership solution free from elements of interest (riba). This article aims to analyze the application of the MMQ contract in housing finance, compare it with the conventional mortgage scheme (Kredit Pemilikan Rumah/KPR), and evaluate its impact on community welfare. This study employs a descriptive qualitative approach through literature review of academic sources, regulations, and other relevant data. The analy...
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Pengaruh Modal Usaha, Inovasi Produk, dan Strategi Pemasaran Terhadap Persepsi Profitabilitas Pelaku UMKM Kuliner di Wilayah Pekalongan
Indonesia, Dini Kharisatul Khabibah
; Rokhman, Nur
; Dini Kharisatul Khabibah
; Nur Rokhman
; Titik Rianawati
EBISNIS : JURNAL ILMIAH EKONOMI DAN BISNIS
Vol 18
, No 1
(2025)
UMKM in Indonesia have an important role in economic growth, as well as being able to absorb labor, and distribute development results. The purpose of this study was to determine the effect of business capital, product innovation, and marketing strategies on the perception of profitability of culinary UMKM actors in the Pekalongan area. The population in this study were culinary UMKM actors in the Pekalongan area. The sampling technique was purposive sampling so that 95 respondents were obtained...
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Exploring Bilingual Education Program at Private Islamic Boarding School
ETERNAL: English Teaching Journal
Vol 16
, No 2
(2025)
This case study aims to explore the process of curriculum design and development in bilingual program at private Islamic boarding school in Brebes The data were collected from stakeholders, English teachers, the members, and Self-Development Club, through direct observation, site visits, interviews, and document analysis. The data were analyzed qualitatively. There are three modifications of the curriculum supporting bilingual students' English improvements. They are implementing four years of s...
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Beyond the Score: A Personal Journey of Language Learning and Identity in IELTS Preparation
ETERNAL: English Teaching Journal
Vol 16
, No 2
(2025)
This autoethnography study examines the author's experiences in language learning and identity formation as related to IELTS preparation. As an English teacher, the author faces the unexpected distance between teaching skill and ability in the usage of language and emphasizes the layered nature of linguistic proficiency. Through a critical examination of her own IELTS learning experience, the author reveals the emotional and psychological struggles of navigating standardized testing, including f...
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PENENTU KEPUASAN KERJA AUDITOR
Srimindarti, Ceacilia
; Poerwati, Rr. Tjahjaning
; Hardiningsih, Pancawati
; Lisiantara, Gregorius Anggana
; Oktaviani, Rachmawati Meita
Dinamika Akuntansi Keuangan dan Perbankan
Vol 14
, No 1
(2025)
This study aims to examine the effect of role conflict and locus of control on auditors’ job satisfaction. The population in this study consists of auditors working at Public Accounting Firms in the city of Semarang. The respondents selected for this research are auditors who work at Public Accounting Firms in Semarang and have at least one year of work experience. Data collection was conducted using a convenience sampling technique through questionnaires. Multiple regression analysis was used a...
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Analisis Pengaruh Implementasi Program Pemberian Makanan Tambahan Terhadap Keberhasilan Program Penurunan Stunting di Desa Lanji Kabupaten Kendal
Public Service And Governance Journal
Vol 6
, No 2
(2025)
Stunting is a serious public health problem in Indonesia. This study aims to analyze the effect of Supplementary Feeding Program (PMT) implementation on the success of stunting reduction programs in Lanji Village, Patebon District, Kendal Regency. The research method uses a quantitative approach with explanatory research type. The research population is families with stunted children totaling 48 respondents using census sampling technique. Data collection used questionnaires, observation, interv...
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Analisa Komparasi dengan Algoritma K-Nearest Neighbor (KNN) dan Support Vector Machine (SVM) untuk Prediksi Penyakit Jantung
Nainggolan, Johannes Kristian
; Sinaga, Ferdinand
; Sitorus, Andriani M.
; Khairia, Anisa
; Wijaya, Bayu Angga
Dinamik
Vol 30
, No 2
(2025)
Tingkat keberhasilan deteksi penyakit jantung sangat bergantung pada akurasi model klasifikasi yang digunakan. Penelitian ini bertujuan membandingkan kinerja dua algoritma klasifikasi, yaitu K-Nearest Neighbor (KNN) dan Support Vector Machine (SVM), dalam mendeteksi penyakit jantung menggunakan dataset berjumlah 1025 sampel dengan dua kelas target, yakni sehat dan penyakit jantung. Proses pra-pemrosesan data meliputi pembersihan dan normalisasi fitur medis seperti usia, tekanan darah, serta kada...
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Pengembangan Label Desain Kemasan Susu Kefir Guna Peningkatan Brand Awareness Wow Suke
JURNAL ILMIAH KOMPUTER GRAFIS
Vol 18
, No 1
(2025)
This study aims to measure the effectiveness of packaging label design and promotional media (brochures) in increasing brand awareness of the WOW SUKE kefir milk and ice cream products. The method used is a Brand Lift Study, conducted through surveys with 53 respondents before and after exposure to the promotional materials. The results show a significant increase in brand awareness, from 21.1% before exposure to 49.1% after, indicating a growth of 132.7%. The brand recall rate reached 98.1%, me...
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Citra PSSI terkait Pemain Naturalisasi dan Diaspora dalam Tim Nasional Sepak Bola Indonesia
Global and Foreign Affairs Journal
Vol 2
, No 1
(2025)
This study examines public opinion and the image of PSSI (All Indonesia Football Association) with the presence of naturalized and diaspora players in the Indonesian national team. This study aims to examine the pros and cons of The Jak Mania or Persija Jakarta supporters because the presence of naturalized and diaspora players has caused a lot of debate among supporters, there are positive and negative opinions, many consider the arrival of these naturalized players can help improve the perform...
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Developing Gloves As Media Used To Improve Students' Grammar Mastery
International Journal of English Linguistic, Literature, and Education
Vol 7
, No 1
(2025)
This study presents Grammar Gloves, a useful tool that enables students to learn grammar, as manifested in better test results after their utilization in the experimental group. The aim is to develop this educational tool in four phases: Definition, Design, Development, and Deployment. Based on interviews, observations, and tests, data were gathered for the purpose of ensuring Grammar Gloves' suitability for students. Experts agreed that the tool is very suitable for being accurate and relevant....
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