PELAKSANAAN PRINSIP MENGENAL NASABAH DALAM MENCEGAH TINDAK PIDANA PENCUCIAN UANG DI PT BANK MAYAPADA TBK SURAKARTA

The principle of knowing Know Your Customer Principle (KYCP)
customers at PT. Bank Mayapada Tb Surakarta, simply by including name,
address and no. telephone, but now it's not because every stamp filling
transaction must be complete with ID / SIM number, occupation / business field,
position, place of birth date, source of funds, transfer requirements and
relationship with the recipient of the transfer. Filling out the data above is to
fulfill the Know Your Customer Principles in accordance with Bank Indonesia
Regulation Number 3/231 / PB17 / 2001 on December 13, 2001 which is an
improvement and previous regulation, namely Bank Indonesia Regulation
Number 3/10 / PBI / 2001 on June 18 2001 about the same thing. In 2004 it was
the third year in applying this principle. In principle, this Regulation states that
mandatory PJKs to apply the Customer Introduction Principle to know not only
their identity but also include reporting suspicious transactions. Bank Indonesia
is obliged to investigate the origin of its customers. The implementation of the
principle of knowing your customers (know your customer principles) cleanses
customer data, makes a report on the implementation of the principle of
knowing customers every month, socializing the principle of knowing customers
in all branches and all employees of PT. Bank Mayapada Tb Surakarta, verify
customer data, monitor customer transactions, cooperate with law enforcement
officials and report if there is a suspicious transaction at PT. Bank Mayapada Tb
Surakarta.
Keywords: Know Your Customer Principles, Prevention, Money Laundering
Crimes