TINJAUAN HUKUM PIDANA TERHADAP PENYELESAIAN KREDIT MACET BERDASARKAN STUDI KASUS PUTUSAN PENGADILAN NEGERI SENGETI NO. 120/ Pid.B/2016/PN Snt

This thesis aims to analyze the criminal review of the act of forced
taking of goods in the debtor's authority by the Debt Collector and the
consideration of the judge in Decision No. 120 / Pid.B / 2016 / PN Snt.
concerning criminal acts of forced effort carried out by the Debt Collector in
accordance with article 368 paragraph (1) of the Criminal Code in conjunction
with Article 56 to 1.
The background of the research is based on the rampant forced taking of
goods controlled by creditors by debt collectors. Forced collection of goods is
carried out because of bad credit.The approach method in the study is a case
study approach, namely the case of forced taking of goods against creditors by
Debt Collector in the decision of the Sengeti District Court Number. 120 / Pid.B
/ 2016 / PN Snt.
The results of the study stated that debt collectors who forcibly take
goods in the power of debtor debtors who are not registered are criminal acts
that violate the provisions of Article 368 of the Criminal Code, namely acts of
extortion, plunder and threats. Debt collector in the consumer financing credit
agreement is only a tool and the last effort of the finance company to return the
credit object in arrears. Withdrawal of motorized vehicle items is not permitted
without the right rights. Judges consider in imposing a verdict on the crime of
forcibly taking goods controlled by the creditor in accordance with the
provisions concerning criminal acts of extortion carried out jointly, namely in
article 368 paragraph (1) jo article 56 paragraph (1) of the Criminal Code.
Keywords: debt collector, bad credit, forced collection of goods