đ
04 March 2025
DOI: 10.51903/dinamika.v3i2.409
ANALISA LAPORAN KEUANGAN DALAM EFEKTIVITAS PENILAIAN PERMOHONAN KREDIT : STUDI KASUS PADA BANK MAYAPADA KANTOR FUNGSIONAL WAYHALIM
Jurnal Manajemen Sosial Ekonomi
Sekolah Tinggi Ilmu Ekonomi Studi Ekonomi Modern
đ Abstract
The purpose of this study is to ascertain how well Bank Mayapada Wayhalim Functional Office evaluates credit applications by examining financial statements. In this study, quantitative methods are combined with descriptive research methods. The financial reports of bank customers from 2020 to 2022 that were gathered from bank paperwork make up the processed data. By conducting credit checks on potential borrowers and determining the curent ratlo, quiick ratlo, debt to equityy ratlo, debt to asset ratlo, proflt margln, return onn assets, and return ln equlty, anaIysis of flnancial statements was successful in improving bank effectiveness in managing liquidity, solvency, and profitability.
đ Keywords
#Financial reports
#ratio analysis
#the effectiveness of credit application assessment
âšī¸ Informasi Publikasi
Tanggal Publikasi
04 March 2025
Volume / Nomor / Tahun
Volume 4, Nomor 1, Tahun 2025
đ HOW TO CITE
Kumalasari, Nety; Julianti, Niluh Tiara, "ANALISA LAPORAN KEUANGAN DALAM EFEKTIVITAS PENILAIAN PERMOHONAN KREDIT : STUDI KASUS PADA BANK MAYAPADA KANTOR FUNGSIONAL WAYHALIM," Jurnal Manajemen Sosial Ekonomi, vol. 4, no. 1, Mar. 2025.
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