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Analisis Komparatif Pembiayaan MMQ dan KPR Konvensional
Ina Naila Sakinah
; Ina Naila Sakinah
; Sherli Ramadhani
; Alfiyah Salwa Azizah
; Muh Furqan Al Faruqi
; Kamaruddin Kamaruddin
EBISNIS : JURNAL ILMIAH EKONOMI DAN BISNIS
Vol 18
, No 1
(2025)
Musyarakah Mutanaqisah (MMQ) is a form of sharia-based financing that offers a home ownership solution free from elements of interest (riba). This article aims to analyze the application of the MMQ contract in housing finance, compare it with the conventional mortgage scheme (Kredit Pemilikan Rumah/KPR), and evaluate its impact on community welfare. This study employs a descriptive qualitative approach through literature review of academic sources, regulations, and other relevant data. The analy...
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Analisis Bergerak Bersama Bab III Ekspresi Diri Melalui Hobi Buku Ajar Bahasa Indonesia Kelas V SD Sesuai Standar BSNP
Rohmah, Annisa Dewi Nur
; Purwati, Panca Dewi
; Cahyani, Diyah Retno
; Salsabilah, Naurah Mutiara
; Ramadhani, Nofita
; Rasib, Septian Akhdan
JURNAL PENDIDIKAN
Vol 34
, No 2
(2025)
Buku teks pelajaran merupakan salah satu sumber belajar utama dalam pendidikan dasar yang berfungsi mendukung ketercapaian tujuan pembelajaran. Buku yang digunakan dalam proses pembelajaran harus memenuhi standar kelayakan sesuai pedoman Badan Standar Nasional Pendidikan (BSNP). Penelitian ini dilatarbelakangi oleh pentingnya evaluasi buku pelajaran agar tidak hanya memenuhi aspek isi, namun juga bahasa, penyajian, dan tampilan visual. Tujuan penelitian ini adalah untuk menganalisis kualitas isi...
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FULFILLMENT OF THE RIGHT TO VOTE AND OBTAIN ACCESSIBILITY AS A POLITICAL RIGHT OF PERSONS WITH DISABILITIES BY THE KPUD OF KARANGANYAR DISTRICT IN THE 2024 PRESIDENTIAL AND VICE PRESIDENTIAL ELECTION IN JATIPURO DISTRICT
Jurnal Global Citizen : Jurnal Ilmiah Kajian Pendidikan Kewarganegaraan
Vol 14
, No 1
(2025)
The purpose of this study is to analyze efforts and describe factors that influence the right to vote and obtain accessibility as political rights for people with disabilities by the Karanganyar Regency KPUD in the 2024 Presidential and Vice Presidential Election in Jatipuro District. This study is a qualitative study with a case study approach regarding the phenomenon of low voter turnout for people with disabilities in Jatipuro District. Data were obtained through interviews, observations, and...
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Training on the Use of Educational Tools with Picture Cards (Flash Cards) in Mathematics Learning for Madrasah Ibtidaiyah Students
Rahim, Rani
; Nasution, Asrindah
; Siregar, Rizka Fahruza
; Ramadhani, Rini
; Riani, Nova
; Marito, Winanda
Educate: Journal of Community Service in Education
Vol 5
, No 1
(2025)
Educational tools are very important to be implemented in the learning process. This is because educational tools can increase students' learning motivation so that learning is more meaningful, innovative and creative. However, the reality in the field is that when the learning process is in the classroom, teachers do not use learning media such as educational tools. This results in low student interest in learning mathematics, which also makes students' mathematical abilities low. Therefore, th...
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Stingless Bee Farming Training as a Business Motivation for Islamic Boarding School Students
Educate: Journal of Community Service in Education
Vol 5
, No 1
(2025)
Stingless bee (Trigona sp.) farming training serves as a practical and contextual strategy to foster entrepreneurial spirit among students in Islamic boarding schools. This activity was carried out at Oemah Jampi for the students of Isy Karima Islamic Boarding School with the aim of providing technical understanding of stingless bee (Trigona) farming and fostering business motivation based on local potential. The training encompassed educational sessions, hands-on technical workshops, practical...
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Pengaruh Kualitas Pelayanan, Store Atmosphere, dan Strategi Proaktif di CV MM Acing Jaya Pangkalpinang
Jurnal Ekonomi, Bisnis dan Manajemen (EBISMEN)
Vol 4
, No 2
(2025)
This study aims to evaluate the extent to which service quality, store atmosphere, and the implementation of proactive strategies contribute to business strategy at CV MM Acing Jaya located in Pangkalpinang. This study uses a quantitative approach with data collection techniques through distributing questionnaires to 71 respondents consisting of customers and business partners of the company. Multiple linear regression analysis was used to test the research hypothesis consisting of three indepen...
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Analisis Inovasi Tata Kelola Keuangan Desa melalui SISKEUDES (Sistem Keuangan Desa) di Desa Sindangheula
Jurnal Media Administrasi
Vol 10
, No 1
(2025)
This study aims to evaluate and develop SISKEUDES implementation in Sindangheula Village through the lens of Everett M. Rogers' Diffusion of Innovation theory. Using a qualitative descriptive method, data were collected through interviews with the village head and financial affairs officer. The findings indicate that SISKEUDES has been adopted primarily due to its relative advantage in replacing manual systems, resulting in more structured and accountable financial management. However, the compl...
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Pengembangan Kompetensi Pelaku Usaha Mikro Kecil Menengah Kelurahan Purwodiningratan Surakarta Guna Mewujudkan Digital Preneur
Veronika, Prima
; Ramadhani, Navadilla
; Ragacitta, Nareswari Rineka
; Prabandaru, Nirmana Ratri
; Firdausi, Nabila Nuzulla
; Taib, Nabil Abdurrahman
; Tamelia, Nurdina
; Naharunna, Nana
; Ibrahim, Syahlaa’ Shoofi
; Rahmawati, Aditya Nur
; Djatunnisa, Ifa
Adi Widya: Jurnal Pengabdian Masyarakat
Vol 9
, No 1
(2025)
This UMKM socialization activity aims to develop the digital competence of UMKM actors in order to create digital entrepreneurs who can compete with the complex dynamics of today's market. With the digitalization of UMKM actors, It is anticipated that UMKM owners will recognize the significance of strengthening their understanding of financial management, marketing strategies, and the application of appropriate technology, so that they can position their businesses effectively and efficiently. T...
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Kinetic and Equilibrium Study of Synthetic Dye Adsorption Using Alkali-Activated Scallop Shells as Sustainable Adsorbents
Advance Sustainable Science, Engineering and Technology
Vol 7
, No 2
(2025)
Scallop shells are abundant in Indonesia, particularly along the northern coast of Java Island in Pekalongan Regency. These shells serve as natural adsorbents for removing synthetic textile dyes from aqueous solutions due to their high mineral content, especially calcium carbonate. Adsorption experiments were conducted to evaluate the potential of scallop shells as adsorbents for removing vat dye solutions. Adsorption kinetics were analyzed using pseudo-first-order and pseudo-second-order models...
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Manajemen Sumber Daya Manusia (SDM) dan Kewirausahaan
Ramadhani, Aulia
; Umagapi, Dara Anindya Putri
; Rachman, Tutut Arif
; Rahayu, Wening Patmi
; Winarno, Agung
Jurnal Ekonomi, Bisnis dan Manajemen (EBISMEN)
Vol 4
, No 1
(2025)
Managing human resources and entrepreneurship are two crucial components of any successful organization. Human resources management focuses on recruiting, training, and retaining employees to ensure they can perform their job duties effectively. On the other hand, entrepreneurship involves the creation and development of new business ventures, products, or services. Both areas play a significant role in the overall success and growth of a company. In this paper, we will explore the intersection...
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