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Dampak ESG terhadap Model Underwriting Asuransi Umum: Tinjauan Literatur atas Perubahan Regulasi dan Praktik Industri
JURNAL EKONOMI MANAJEMEN AKUNTANSI
Vol 31
, No 1
(2025)
This article discusses the impact of Environmental, Social, and Governance (ESG) integration on the general insurance underwriting model. This study used a Narrative Literature Review (NLR) to review relevant literature. The NLR review was conducted on scientific publications, industry reports, regulatory documents related to ESG, and general insurance underwriting from 2019 to 2025. The reviewed literature shows that adopting ESG factors in the underwriting process changes risk assessment and c...
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Analysis Of Mathematical Problem Solving Errors Reviewed From Students' Learning Independence After Implementing The Guided Discovery Learning Model Using Digital Books
Jurnal Riset sosial humaniora, dan Pendidikan (Soshumdik)
Vol 4
, No 2
(2025)
This study looks at 1) the typical math problem-solving mistakes students make using the Newmann procedure after learning with digital books through guided discovery, 2) errors related to how independent students are in their learning, and 3) how independent students are in their learning after using the guided discovery model. Analysis is descriptive in this research. This research included SMPS Dharma Patra grade VIII students. Data analysis indicated that 1) students made the most errors in s...
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Performance Comparison of UWB Single Balanced Schottky Diode Mixers for RF Front-End Applications in 3-10 GHz Band
Shairi, Noor Azwan
; Mohammed , Yahya Al-gumaei
; Zakaria, Zahriladha
; Maizatul Alice Meor Said
; Misran, Mohamad Harris
; Abdullah Mohammed, Zaghir Zobilah
Advance Sustainable Science, Engineering and Technology
Vol 7
, No 2
(2025)
This paper compares two single balanced mixer designs for ultra-wideband (UWB) of RF front-end at frequencies ranging from 3 to 10 GHz. The proposed mixer designs use two balun topologies for varying mixer performances. Thus, Design 1 incorporates a Coupled Line Balun and Design 2 incorporates a Branch Line Balun. Both designs make use of Skyworks' SMS7621 Schottky diodes, which have a low junction capacitance, and the Rogers RO4350B substrate, which has a dielectric constant of 3.48. The Coupl...
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1 Sitasi
KARAKTERISASI GELATIN BERBAHAN BAKU CANGKANG RAJUNGAN DENGAN PENGGUNAAN ASAM FOSFAT (H₃PO₄)
Jurnal Inovasi Teknik Kimia
Vol 10
, No 1
(2025)
Cangkang rajungan merupakan limbah yang dihasilkan dari industri pengalengan rajungan dan menjadi limbah yang belum tertangani dengan maksimal. Oleh karena itu untuk meningkatkan nilai ekonomisnya, cangkang rajungan dijadikan sebagai bahan baku gelatin. Gelatin adalah derivat protein dari serat kolagen dari serat kolagen pada kulit, tulang, dan tulang rawan. Fungsi gelatin adalah sebagai pengemulsi (emulsifier) dan penstabil (stabilizer) dalam sistem emulsi. Tujuan penelitian ini adalah mengetah...
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Kesenjangan Pendidikan di Daerah Terpencil (Riau)
amani, zahrah luthfiyah
; Zaskya Agtania, Aurell
; Amparo Robinson, Nibrasona
; Nawali, Wasil
; Firmantika, Lusty
JURNAL PENDIDIKAN
Vol 34
, No 1
(2025)
Kesenjangan Pendidikan di daerah terpencil merupakan sebuah masalah yang menghambat pemerataan beberapa akses untuk Pendidikan yang ada di Indonesia. Walaupun pemerintah telah berupaya untuk meningkatkan kualitas tetap saja masih banyak wilayah wilayah tertentu yang belum mendapat kannya, terdapat beberapa perbedaan antara Pendidikan yang ada dikota dan didesa salah satunya dari segi akses internet dan jalan. Dan juga ada beberapa cara untuk mengurangi kesenjangan ini, yaitu: pemerintah lebih pe...
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Pengaruh Brand Awareness dan Brand Image terhadap Keputusan Pembelian Gen Z pada Produk SmartphoneSamsung di Kedoya Utara
Profit: Jurnal Manajemen, Bisnis dan Akuntansi
Vol 4
, No 1
(2025)
This study aims to analyze and determine the influence of brand awareness on partial purchase decisions, the impact of brand image on partial purchase decisions, and the simultaneous influence of brand awareness and brand image on Gen Z purchase decisions on Samsung smartphone products in North Kedoya. The sampling technique is cluster sampling with a total sample of 312 Gen Z respondents domiciled in North Kedoya, and the data collection technique uses a questionnaire distributed online. The re...
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Analisis Tindak Tutur Lokusi Podcast Bertema Pengembangan Diri dalam Saluran Spotify Andreass Bordes
Neri Vedita Putri
; Wilda Robiatul Mahbubah
; Eva Annisa Riska
; Adhela Fathma Setyani
; Efriza Kharidatul Bahiyah
; Akhmad Faqih Khaerussani
; Asep Purwo Yudi Utomo
; Ahmad Fajar Habibi
Populer: Jurnal Penelitian Mahasiswa
Vol 4
, No 1
(2025)
This study explores the use of locutionary speech acts in the podcast “Self-Development” by Andreass Bodres which is currently popular on the spotify application. Podcasts as digital audio media have become a forum for various discussions, including the topic of self-development. The methodological approach and theoretical approach are applied as an approach to the analysis of this research. Methodological approach uses a qualitative descriptive method, and the theoretical approach in analyzing...
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Jack Mezirow Transformative Learning in Islam: A Case Study of Micro-Credential Perceptions and Students' Lifelong Learning
Jurnal Progress: Wahana kreativitas dan Intelektualitas
Vol 12
, No 2
(2024)
This research explores Jack Mezirow's transformative learning theory in the context of Islamic education. It focuses on the perception of micro-credentials and lifelong learning, aiming to provide a comprehensive understanding of these concepts in Islamic pedagogy. This type of research is field research using qualitative methods that focus on a case study approach to investigate how transformative learning can be implemented effectively in Islamic education and how micro-credentials influence p...
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The Utilization of cross-math-based student worksheets in understanding number operations through set materials
AKSIOMA : Jurnal Matematika dan Pendidikan Matematika
Vol 16
, No 3
(2024)
This study aims to explore the potential use of student worksheets (LKM) based on Cross Math with the Realistic Mathematics Education (RME) approach to improve students’ understanding of number operations through set theory. The research employed a preliminary study with a mixed-method approach. Data were collected through questionnaires distributed to 75 mathematics education students at Universitas Muhammadiyah Bangka Belitung who had taken Basic Mathematics courses, as well as interviews with...
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Prospects and Legal Challenges Regarding Intellectual Property Rights in Metaverse Operations in Nigeria
Aidonojie, Paul Atagamen
; Eregbuonye, Obieshi
; Ibeh, Success
; Antai, Godswill Owoche
; Kolawale, Adesoji Adebayo
Wacana Hukum
Vol 30
, No 2
(2024)
The Metaverse concept is regarded as a virtual reality where the lines between imagination and reality interact and blend with ease. However, the Metaverse concept tends to seem promising not just a digital revolution but an entire universe of immersive encounters. However, despite the relevance and potential, there are challenges and potential conflicts arising from integrating Metaverse technologies with the traditional legal frameworks governing intellectual property in Nigeria. Concerning th...
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