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The Role of Financial Strategies for MSMEs in Responding to Macroeconomic Uncertainty: A Literature Review and Secondary Data Analysis
EBISNIS : JURNAL ILMIAH EKONOMI DAN BISNIS
Vol 18
, No 1
(2025)
Macroeconomic uncertainty poses a structural challenge for the sustainability of micro, small, and medium enterprises (MSMEs) in Indonesia. Fluctuations in inflation, benchmark interest rates, and exchange rates have a direct impact on liquidity, cost structures, and investment decisions. This study aims to explore the types of financial strategies adopted by MSMEs in response to macroeconomic pressures using a systematic literature review and secondary data analysis covering the period from 201...
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SYSTEMATIC LITERATURE REVIEW (SLR): USER ACCEPTANCE AND SATISFACTION WITH BYOND SERVICES BY BSI
Aida Puspita
; Rosyidah Septianingrum
; Siti Shofiyaturrohmah
; Azkania Nabila
; Rosyidah Septianingrum
EBISNIS : JURNAL ILMIAH EKONOMI DAN BISNIS
Vol 18
, No 1
(2025)
Digital transformation in the Islamic banking sector requires innovation that is responsive to user needs. The BYOND by BSI application is a form of digital transformation by Bank Syariah Indonesia in response to these dynamics. This study aims to examine customer acceptance and satisfaction with the use of the BYOND application based on five recent national studies. The research findings indicate that factors such as perceived usefulness, ease of use, trust, and Islamic banking features play a...
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Foam Mat Drying of Carrot Puree (Daucus Carota L): The effect of foaming agent and kinetics evaluation
Journal of Chemical Process and Material Technology
Vol 4
, No 2
(2025)
Carrot is a type of orange vegetable that grows abundantly and susceptible to rot if there is no special treatment after harvest. One effort to extend the shelf life of carrots is to dry them using the foam mat drying method. The drying process is carried out by adding foaming agents in the form of egg white (15%, 20% 25%, 30%) and fillers in the form of maltodextrin (15%, 20% 25%, 30%). Drying is carried out at temperatures of 60°C, 65°C and 70°C. The purpose of this study was to determine the...
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Sosialisasi Kesehatan Tentang Bahaya Hipertensi dan Pendekatan Terapi dengan Bahan Alam di Kelurahan Kandri
Rita Dwi Ratnani
; Achmad Quraisy Aljufri
; Tarrisa Istiqomah
; Ati Wasiatul Fikri
; Egi Dia Sapitri
; Anggita Kurniawati Wardani
; Mayfika Yusrina Miftahurrizqi
; Mika Andriani Fernanda
; Rizkya Ananda Ayu
; Vicky Putra Novadiansyah
; Ardi Tio Ageng Nugroho
; Azzahra Nurulalifa
; Sri Mulyo Bondan Respati
Palawa: Jurnal Pengabdian Kepada Masyarakat
Vol 4
, No 1
(2025)
Hipertensi adalah suatu kondisi dimana terjadi peningkatan tekanan darah secara kronis (dalam jangka waktu yang lama) yang dapat menyebabkan rasa sakit pada seseorang dan bahkan dapat menyebabkan kematian. Hipertensi merupakan masalah kesehatan masyarakat yang cukup besar di dunia, termasuk di Indonesia. Berdasarkan profil kesehatan kota Semarang (2023), jumlah penderita hipertensi usia ≥ 15 tahun di Kecamatan Gunungpati mencapai 9.231 kasus pada laki-laki dan 9.427 kasus pada perempuan. Oleh ka...
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Sosialisasi Penggunaan Obat dengan “Tanya 5 O” dan Toga : Harmoni untuk Masyarakat Sehat dan Produktif di Kelurahan Gunungpati Semarang
Ade Dian Ayu Marsela
; Eka Lilin Rahmawati
; Kristiana Devi Tri Anggraeni
; Nabila Sasta Aisya Putri
; Syahrul Mahendra
; Apsarini Veda Prayudi
; Salsalia Finanda Audia Taricha
; Aisyah Aura Cahyani
; Krisna Feriawan
; Rita Dwi Ratnani
; Imam Syafa’at
Palawa: Jurnal Pengabdian Kepada Masyarakat
Vol 4
, No 1
(2025)
Kegiatan sosialisasi Tanya 5 O dan TOGA ini bertujuan untuk meningkatkan kepedulian, kesadaran, pemahaman, dan keterampilan masyarakat dalam penggunaan obat secara tepat dan benar. Serta pengolahan dan manfaat obat herbal dari tanaman TOGA (Tanaman Obat keluarga) untuk mengatasi berbagai macam penyakit. kegiatan ini diikuti oleh 53 peserta, termasuk kelompok ibu-ibu PKK, perwakilan RT/RW, ibu Lurah Kelurahan Gunungpati, dan anggota KKN Universitas PGRI Semarang, kegiatan ini memberikan edukasi t...
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Transformasi Limbah Menjadi Manfaat: Edukasi Pembuatan Lilin Wangi dari Minyak Jelantah
Rita Dwi Ratnani
; Helmy Purwanto
; Aufa Fahmazida
; Meta Liftyastuti
; Muhammad Rafi Najib
; Diah Ayu Lestari
; Irvan Sovian
; Luthfiyah Harum Pratiwi
; Muhamad Hafid Falihurrozan
; Nesia Ursulla Endarhadi
; Assyifa Khairunnisa
; Bayu Fredo Wicaksono
; Erika Febiana Lasifa
Palawa: Jurnal Pengabdian Kepada Masyarakat
Vol 4
, No 1
(2025)
Minyak jelantah merupakan limbah rumah tangga yang berpotensi mencemari lingkungan dan membahayakan kesehatan apabila digunakan secara berulang atau dibuang sembarangan. Kegiatan pengabdian kepada masyarakat ini bertujuan untuk memberikan edukasi melalui pelatihan kepada warga, khususnya menambah wawasan bagi ibu-ibu PKK di Kelurahan Jatirejo, Kecamatan Gunungpati, Kota Semarang. Pelatihan mengenai pemanfaatan minyak jelantah menjadi produk bernilai guna, yaitu lilin wangi. Metode pelaksanaan me...
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Investigating Live Worksheets as Assessment Tool for Senior High School Students
ETERNAL: English Teaching Journal
Vol 16
, No 2
(2025)
Live Worksheets, a technology-based tool that helps educators in assessing student performance, is one of the tools that facilitate teachers in designing electronic worksheets or known as E-LKPD. Live Worksheets allows teachers to easily create and manage electronic worksheets (E-LKPD) that are more interactive and dynamic compared to conventional E-LKPD which are usually printed and less flexible in terms of interactivity and content updates. In addition, the objectives of this study are to dis...
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Exploring Bilingual Education Program at Private Islamic Boarding School
ETERNAL: English Teaching Journal
Vol 16
, No 2
(2025)
This case study aims to explore the process of curriculum design and development in bilingual program at private Islamic boarding school in Brebes The data were collected from stakeholders, English teachers, the members, and Self-Development Club, through direct observation, site visits, interviews, and document analysis. The data were analyzed qualitatively. There are three modifications of the curriculum supporting bilingual students' English improvements. They are implementing four years of s...
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Beyond the ‘Uh-Oh’ Moment: Refusal Strategies in a Young EFL Learner’s Extensive Reading Responses
ETERNAL: English Teaching Journal
Vol 16
, No 2
(2025)
Understanding refusal strategies utilized by young learners in learning English as a foreign language (EFL) is essential for teachers to foster more effective interaction in the classroom. The present study explores how a young EFL learner applies refusal strategies when interacting during extensive reading (ER) activities. Data were collected through real-time observations, the learner’s diaries, and a parent interview, and further analyzed using thematic analysis. The findings revealed how the...
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Reading Comprehension through Multimodal Literacy Approach for English Education
ETERNAL: English Teaching Journal
Vol 16
, No 2
(2025)
In the digital era, reading comprehension of multimodal texts that integrate written language with images, videos, and interactive elements has become crucial yet challenging for many students. This mixed-methods study investigated the effectiveness of a multimodal instructional approach in enhancing reading comprehension among 120 Indonesian high school students. The quantitative component employed a quasi-experimental design with pre/post reading comprehension tests, while the qualitative comp...
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