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Between Trust and Skepticism: Comparative Perceptions of ChatGPT in Academic Writing among EFL Learners in Indonesia and the Philippines
Educalingua Journal
Vol 3
, No 2
(2025)
This study investigates the comparative perceptions of Indonesian and Philippine EFL students regarding the use of ChatGPT in academic writing, focusing on the interplay between trust and skepticism. Employing a quantitative comparative research design with complementary qualitative inputs, data were collected from 232 university students using a structured questionnaire consisting of 20 closed-ended items analyzed quantitatively and two open-ended items analyzed qualitatively. Descriptive stati...
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Analisis Faktor yang Mempengaruhi Anggota untuk Mengambil Keputusan Pembiayaan Murabahah : Studi Kasus: BMT Mentari Umat Wangon
Jurnal Ekonomi, Bisnis dan Manajemen (EBISMEN)
Vol 4
, No 4
(2025)
This study aims to analyze the factors influencing members’ decisions to take murabahah financing at BMT Mentari Umat Wangon. The research employed a quantitative approach with descriptive and verification methods. The population consisted of active members using murabahah financing, selected through purposive sampling. Independent variables included service quality, knowledge of Islamic products, trust, location, promotion, profit margin, and financing procedures, while the dependent variable w...
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Pengaruh Kualitas Pelayanan, E Wom, dan Pengalaman Konsumen Terhadap Keputusan Pembelian: Studi Pada Konsumen Facebook Marketplace Kediri
Jurnal Ekonomi, Bisnis dan Manajemen (EBISMEN)
Vol 4
, No 4
(2025)
This study aims to determine the effect of service quality (X1), electronic word of mouth (e-WOM) (X2), and consumer experience (X3) on purchasing decisions (Y) among consumers of Facebook Marketplace in Kediri. This research is a quantitative study processed using statistical methods. The data collection techniques used were primary and secondary data. The sampling technique employed was incidental sampling, with a total sample of 96 respondents. The research data were obtained through question...
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Pengembangan UMKM Seruit Sebagai Kuliner Halal di Kota Bandar Lampung Melalui Analisis Swot
Wawasan : Jurnal Ilmu Manajemen, Ekonomi dan Kewirausahan
Vol 3
, No 3
(2025)
This study aims to find and analyze the strategy for the development of Seruit MSMEs as halal culinary in Bandar Lampung City through a SWOT analysis approach. The research method used is qualitative with data collection techniques in the form of observation and in-depth interviews. The validity of the data was tested through triangulation techniques. The results of the study show that Seruit Tampah Mengah Geh MSMEs have great potential to be developed as halal culinary, shown by the main streng...
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Fitur Edukasi Finansial dan Promosi Media Sosial Terhadap Perilaku Investasi Mahasiswa dengan Moderasi Literasi Keuangan
DHARMA EKONOMI
Vol 32
, No 2
(2025)
The development of financial technology (fintech) in the digital era has made it easier for young people, particularly students, to access investment services through applications such as Bibit, Ajaib, Pluang, and Bareksa. The increasing number of young investors has not been fully aligned with the quality of investment decision-making, which is still influenced by low financial literacy, social media promotion, and the availability of financial education features on digital platforms. This stud...
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Analisis Faktor-Faktor yang Mempengaruhi Kepercayaan Muzakki terhadap Lembaga Amil Zakat Berdasarkan Prinsip Islamic Good Corporate Governance
DHARMA EKONOMI
Vol 32
, No 2
(2025)
The purpose of this study is to use the Theory of Islamic Good Corporate Governance (IGCG) methodology to determine the elements that affect muzakki's faith in paying zakat through zakat institutions. Based on earlier research and literature, this study examines the relationship between the degree of muzakki trust and Islamic values such amanah (accountability), tabligh (transparency), fatanah (competence), and religiosity. Furthermore, additional elements like reputation, contentment, and servi...
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Pengaruh Modal Intelektual, Inflasi, dan Dana Pihak Ketiga terhadap Manajemen Laba.: (Studi Empiris pada Bursa Efek Indonesia (BEI))
DHARMA EKONOMI
Vol 32
, No 2
(2025)
Every year, companies are required to prepare financial reports that include information on their financial condition, performance, and cash flow. This report demonstrates management's accountability for the resources they manage. One of the most important elements in this report is profit. This profit figure is closely monitored by report users, as it is considered a key measure of management's achievements and performance. However, in their financial management, manufacturing companies often f...
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PENERAPAN PSAK 101 PADA LAPORAN KEUANGAN BPRS DIBAWAH PENGAWASAN OJK REGIONAL 3
Dinamika Akuntansi Keuangan dan Perbankan
Vol 14
, No 2
(2025)
PSAK 101 merupakaan standar akuntansi yang digunakan sebagai pedoman akuntan untuk mempermudah entitas syariah dalam penyusunan dan penyajian pelaporan keuangan yang mudah dipahami dan juga dapat membandingkan antara laporan keuangan entitas syariah periode sebelumnya. Berdasarkan PSAK 101 laporan keuangan yang lengkap terdiri dari : laporan posisi keuangan, laporan laba rugi, laporan perubahan ekuitas, laporan arus kas, laporan rekonsiliasi pendapatan dan bagi hasil, laporan sumber dan penyalur...
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PENGARUH KINERJA KEUANGAN DAN INFLASI TERHADAP LIKUIDITAS PERBANKAN DIGITAL DI INDONESIA PADA TAHUN 2020 - 2023
Dinamika Akuntansi Keuangan dan Perbankan
Vol 14
, No 2
(2025)
Penelitian ini menganalisis faktor penentu likuiditas pada bank digital di Indonesia dengan menguji pengaruh kinerja keuangan (Return on Assets/ROA, Non-Performing Loans/NPL, Capital Adequacy Ratio/CAR) dan inflasi. Data diambil dari laporan keuangan lima bank digital terkemuka (Bank Jago, AlloBank, Blu BCA, Neo Commerce, dan Seabank) periode 2020–2023, dianalisis menggunakan regresi linear berganda. Hasil menunjukkan ROA berpengaruh negatif signifikan terhadap likuiditas, bertentangan...
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THE INFLUENCE OF RISK AND OPERATIONAL EFFICIENCY ON PROFITABILITY: THE MODERATING ROLE OF FEMALE BOARD COMPOSITION IN REGIONAL DEVELOPMENT BANK
Dinamika Akuntansi Keuangan dan Perbankan
Vol 14
, No 2
(2025)
This study aims to examine the impact of credit risk, liquidity, and operational efficiency on the profitability of Regional Government Banks (BPD) in Indonesia, and to explore the moderating role of female commissioners on the relationship between credit risk and profitability. The research uses a quantitative approach with secondary data from 2020 to 2024, utilizing regression analysis. The findings indicate that liquidity (LDR) and operational efficiency (BOPO) have a significant positive imp...
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