📅 23 September 2020
DOI: 10.33061/jeku.v20i2.4327

ANALISIS PENGARUH RISIKO KREDIT, RISIKO PASAR, DAN EFISIENSI OPERASI TERHADAP KINERJA KEUANGAN PADA BANK UMUM BUMN YANG TERDAFTAR DI BEI PERIODE 2014 – 2018

Jurnal Ekonomi dan Kewirausahaan
Universitas Slamet Riyadi

📄 Abstract

The purpose of this study is to analyze the significance of the effect of credit risk (NPL), market risk (NIM), and operating efficiency (BOPO) on financial performance (ROA) on state-owned commercial banks listed on the Indonesia Stock Exchange for the period 2014 – 2018, both in terms of partial or simultaneous. The data used in this study is quantitative data in the form of an annual financial report of a state-owned commercial bank published by the Indonesia Stock Exchange (IDX) for the 2014 – 2018 period. This study uses census sampling technique or also called saturated sample with a sample of 4 state-owned commercial banks listed on the Indonesia Stock Exchange in the 2014 – 2018 period. The analysis technique uses multiple regression analysis techniques. Hypothesis test results show that credit risk (NPL), market risk (NIM), and operating efficiency (BOPO) significantly influence financial performance (ROA). For investors to be more careful in choosing and investing their funds, which can be seen from the banking financial statements.

ℹ️ Informasi Publikasi

Tanggal Publikasi
23 September 2020
Volume / Nomor / Tahun
Volume 20, Nomor 2, Tahun 2020

📝 HOW TO CITE

Dermawantika, Junita; Wardiningsih, Suprihatmi Sri; Wardiningsih, Suprihatmi Sri; Utami, Setyaningsih Sri; Utami, Setyaningsih Sri, "ANALISIS PENGARUH RISIKO KREDIT, RISIKO PASAR, DAN EFISIENSI OPERASI TERHADAP KINERJA KEUANGAN PADA BANK UMUM BUMN YANG TERDAFTAR DI BEI PERIODE 2014 – 2018," Jurnal Ekonomi dan Kewirausahaan, vol. 20, no. 2, Sep. 2020.

ACM
ACS
APA
ABNT
Chicago
Harvard
IEEE
MLA
Turabian
Vancouver

📚 References & Citations

Artikel ini telah dikutip oleh 3 publikasi lainnya.

🔗 Artikel Terkait dari Jurnal yang Sama

📊 Statistik Sitasi Jurnal