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PENERAPAN ALGORITMA C4.5 UNTUK MEMPREDIKSI KREDIT MACET PADA SISTEM PINJAMAN DIGITAL DI INDUSTRI FINTECH: Penerapan Algoritma C4.5 untuk Memprediksi Kredit Macet pada Sistem Pinjaman Digital di Industri FinTech
Jarot Dian, Jarot Dian Susatyono
; Jarot Dian Susatyono
; Setiyo Prihatmoko
; Febryantahanuji Febryantahanuji
EBISNIS : JURNAL ILMIAH EKONOMI DAN BISNIS
Vol 17
, No 2
(2024)
This research aims to implement the C4.5 algorithm in predicting bad credit in digital loan systems in the FinTech industry. The C4.5 algorithm was chosen because of its ability to handle numeric and categorical attributes, as well as produce a decision tree that can be interpreted easily. This research uses a dataset containing customer transaction and profile information, such as employment status, income and payment history. Test results show that the C4.5 algorithm is able to achieve an accu...
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Asset Management Information System Electronic Category Using Agile Method
JURNAL ILMIAH KOMPUTER GRAFIS
Vol 17
, No 2
(2024)
Electronic asset management is important to increase operational efficiency and minimize the risk of loss or damage to goods that are company assets. Developed system for managing inventory data, maintenance and asset reporting. The development process follows the Agile stages, starting from gathering requirements through interviews and surveys with users. Next, the interface and system features are designed, as well as iterative testing to ensure the system meets user expectations. The result o...
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1 Sitasi
Kemampuan Berpikir Kreatif Siswa SMK dalam Pemecahan dan Pengajuan Masalah Open Ended Materi Barisan dan Deret
Absis: Mathematics Education Journal
Vol 6
, No 2
(2024)
Vocational high school students need the ability to think creatively to face the challenges of the world of work in the 21st century. Creative thinking skills can be developed through open ended problem solving and problem posing activities. This study aims to describe the creative thinking skills of vocational students in solving and posing open ended problems on sequences and series material. This study uses a type of qualitative research. The subjects of this study were students of class X Of...
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ANALISIS TREND SOLVABILITAS, PROFITABILITAS, DAN LIKUIDITAS DALAM MENGEVALUASI LAPORAN KEUANGAN: Studi Kasus PT. Adaro Energy. Tbk Periode 2018-2021
EBISNIS : JURNAL ILMIAH EKONOMI DAN BISNIS
Vol 17
, No 2
(2024)
The purpose of this study is to evaluate how the trend of PT Adaro Energy Tbk's financial performance in terms of solvency, profitability, and liquidity. To measure financial performance, PT Adaro Energy Tbk's financial statements from 2017 to 2019 are used as sources, and the ratios used are solvency, profitability, and liquidity ratios. The study found that over the past three years, the company's profitability ratio has shown a downward trend. This is indicated by the decrease in GPM (Gross P...
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Enhancing Students' Writing Skills on Short Functional Text Problem-Based Learning through Canva
Scripta : English Department Journal
Vol 11
, No 2
(2024)
Writing is one of the skills that is quite challenging for students, especially middle school students. The aim of this study is to enhance the students` wiritng skill on Short Functional Text; Invitation Card. This study employed Classroom Action Research (CAR). The participants were students of class VIII D SMP N 1 Sukoharjo. The instruments used were observation, writing test, and questionnaires about students` responses. The results of this study showed that student’s ability in wiriting an...
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PEMBERDAYAAN GURU TK AISYIYAH SURAKARTA DALAM PENDAMPINGAN PSIKOLOGIS PASKA BENCANA
Gemassika: Jurnal Pengabdian Kepada Masyarakat
Vol 8
, No 2
(2024)
Indonesia is one of the countries that has a geographical location that is adequate for frequent disasters. Indonesia is located in a series of tectonic plates Australia, Pacific Eurasia and the Philippines. This geographical location allows for collisions between tectonic plates. This collision will cause natural disasters. Disasters are events that cannot be predicted and will have physical and psychological impacts. Disasters are stressors. Stressors that occur repeatedly will increase the po...
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IMPLEMENTATION OF SOLAR ENERGY FOR PUBLIC STREET LIGHTING IN SEGOROGUNUNG VILLAGE, KARANGANYAR REGENCY
Ghoni, Ruzlaini
; Joharwan, Johanes Wawan
; Jamaldi, Agus
; Purwono, Arif Hidayat
; Rifai, Damhuji
; Nugroho, Wasis
; Susanto, Husein Arif
; Ramadhan, Ichsan
Abdi Masya
Vol 5
, No 2
(2024)
The world's energy sources have undergone several changes, from initially mostly using biomass to fossil fuels, which was triggered by the Industrial Revolution in the 1900s. The increasing use of fossil energy causes an increase in greenhouse gas emissions. One alternative that can be done is the use of solar power plants. An example of its use is in fulfilling electrical energy, such as lighting, by using electrical energy that still uses a small amount of power. Sekolah Tinggi Teknologi “Warg...
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Pengukuran Nilai Wajar Aset (IAS 13) dan Aset Tidak Berwujud (IAS 38) terhadap Manajemen Laba
JURNAL EKONOMI MANAJEMEN AKUNTANSI
Vol 30
, No 2
(2024)
This study aims to examine whether level 1 fair value assets and intangible assets have a significant impact on earnings management within Indonesia's banking service sector. The research sample included 136 foreign exchange banks that reported financial data on the Indonesia Stock Exchange between 2019 and 2022. Data analysis was conducted using multiple linear regression. The findings show a significant effect of level 1 fair value assets on earnings management in Indonesia's banking industry,...
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EDUKASI LATIHAN WILLIAM FLEXION EXERCISE UNTUK MENGATASI NYERI PINGGANG (LOW BACK PAIN) DI DESA LOROK KECAMATAN INDRALAYA UTARA KABUPATEN OGAN ILIR
Andriani, Rezah
; Raissa Azwa, Athaya
; Anggi Meilinda, Anggi
; Salsabila, Iffat
; Serly
; Puji Lestari, Nadia Dwi
; Anggraini, Nia
; Febria Ningsih, Widia
; Putri, Essy Aura
; Prayoga, Adetia
; Habiburahman, Syafiq Ababi
Jurnal Pengabdian Masyarakat Al-Irsyad
Vol 6
, No 2
(2024)
Permasalahan muskuloskeletal, terutama Low Back Pain (LBP) atau nyeri punggung bawah, merupakan salah satu gangguan kesehatan yang sering terjadi di tempat kerja. Masalah ini berisiko pada semua jenis pekerjaan, baik yang menuntut aktivitas fisik maupun mental. Faktor mekanik seperti postur kerja yang tidak ergonomis, mengangkat, dan membawa barang dapat meningkatkan risiko LBP. Prevalensi LBP di dunia mencapai 84%, dengan 23% kasus bersifat kronis, dan sekitar 12% populasi mengalami disabilitas...
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A New Approach to Measuring Institutional and Researcher Contributions to the SDGs: Combining Data from Elsevier SciVal and VOSviewer
Pertiwi, Fungky Dyan
; Anindito, Dhimas Cahyo
; Habibi, Ilham
; Saifudin
; Munahar, Suroto
; Purnomo, Bagiyo Condro
; Fatimah, Yun Arifatul
; Waluyo, Budi
; Setiyo, Muji
Advance Sustainable Science, Engineering and Technology (ASSET)
Vol 6
, No 4
(2024)
The Sustainable Development Goals (SDGs), established by the United Nations in 2015, are a comprehensive global framework that addresses social, economic, and environmental challenges through sustainable development. This study examines the role of universities, specifically focusing on the Department of Mechanical Engineering at Universitas Muhammadiyah Magelang (UNIMMA), in contributing to the SDGs. The study utilized data from Elsevier’s SciVal to analyze the department’s contribution to the...
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