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EFEK DISCOURAGED BORROWERS DAN KEUNGGULAN KOMPETITIF TERHADAP KINERJA USAHA UMKM
Jurnal Manajemen Sosial Ekonomi
Vol 5
, No 2
(2025)
There is a phenomenon in which MSME actors often feel reluctant to apply for credit from banking institutions due to various obstacles, such as concerns over application rejection, difficulties in fulfilling administrative requirements, lack of collateral, and high interest rates—this condition is referred to as "discouraged borrowers." The population in this study consists of MSME actors in the manufacturing industry in Central Java Province, and by using purposive sampling, a total sample of 3...
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STUDI MODERASI STRUKTUR MODAL DALAM IMPLIKASI LIKUIDITAS DAN PROFITABILITAS TERHADAP NILAI PERUSAHAAN: KASUS ENTITAS PROPERTI DAN REAL ESTATE 2022–2024
Jurnal Manajemen Sosial Ekonomi
Vol 5
, No 2
(2025)
This study links Liquidity, profitability, value, capital structure. Moderator (IDX property firms, 2022–2024). Using quantitative methods with multiple linear, moderated regression analysis (MRA), 76 companies were examined. Results show liquidity (Current Ratio) negatively affects firm value, indicating that excessive current assets reduce efficiency and investor appeal. ROE lacks impact, showing profit instability. Capital structure shows no moderating effect.These findings emphasize the need...
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Membangun Loyalitas Karyawan di Era Transformasi: Peran Lingkungan Kerja, Motivasi, Work-Life Balance, serta Mediasi dan Moderasi Kepuasan Kerja
Jurnal Ilmiah Serat Acitya
Vol 14
, No 2
(2025)
Penelitian ini bertujuan untuk menganalisis pengaruh Lingkungan Kerja, Motivasi, dan Work-Life Balance terhadap Loyalitas Karyawan di Perusahaan EPC di Jakarta, dengan Kepuasan Kerja sebagai variabel mediasi dan moderasi. Penelitian ini menggunakan pendekatan kuantitatif dengan melibatkan total 259 responden yang dipilih melalui teknik purposive sampling. Data dikumpulkan menggunakan kuesioner terstruktur dan dianalisis dengan metode Partial Least Squares-Structural Equation Modeling (PLS-SEM)....
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BUILDING SUSTAINABILITY AWARENESS: INTEGRATING ESD INTO HUMAN DIGESTIVE SYSTEM EDUCATION
Bioma : Jurnal Ilmiah Biologi
Vol 14
, No 2
(2025)
In response to global environmental challenges such as climate change, pollution, and resource depletion, this study aimed to develop and evaluate Education for Sustainable Development (ESD)–oriented science learning materials on the human digestive system to enhance students’ sustainability awareness. Employing a Research and Development (R&D) approach and the ADDIE model, the instructional materials were implemented in a quasi‑experimental design with two eighth‑grade groups at SMP Negeri ...
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Analisis Opini Publik Pimpinan Daerah Pemuda Muhammadiyah Solo Tentang Citra Gus Miftah Pasca Kontroversi Dakwah di Magelang
Research Fair Unisri
Vol 9
, No 1
(2025)
Kontroversi dakwah Gus Miftah di Magelang pada tahun 2024 menjadi sorotan publik karena penggunaan bahasa yang dinilai kurang pantas oleh masyarakat, terutama ketika ia berstatus sebagai tokoh agama sekaligus pejabat publik. Peristiwa tersebut memicu pro dan kontra di media massa maupun media sosial, serta mendapat respons dari berbagai organisasi Islam termasuk Pemuda Muhammadiyah. Penelitian ini bertujuan untuk mengetahui dan menganalisis bagaimana opini publik dari Pimpinan Daerah Pemuda Muha...
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CLOUD-BASED REPORT CARD ASSESSMENT APPLICATION AT INPRES BHOANAWA 1 ELEMENTARY SCHOOL
Sari, Patrisia Claudia
; Tute, Kristianus Jago
; Sala, Elvira Esperanza
; Sari, Patrisia Claudia
; Tute, Kristianus Jago
; Sala, Elvira Esperanza
JUISI : Jurnal Ilmiah Sistem Informasi
Vol 4
, No 2
(2025)
The rapid development of information technology has brought significant changes in the management of administrative processes in the field of education, including the process of student learning assessment. This study aims to design and develop a cloud-based report card application to assist Inpres Bhoanawa 1 Elementary School in managing academic data more effectively and securely. The system was developed using the PHP Native programming language and MySQL database, with a waterfall sys...
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A Phenomenon of Disparity Between Regional Spatial Planning and Actual Land Use in the Citarum River Corridor, Indonesia
Forum Geografi
Vol 39
, No 3
(2025)
The Citarum River in Indonesia is a sensitive and strategic area and is known as the dirtiest river in the world. The root of the problem lies in the existence of gaps along the corridor that are not subject to regional spatial plan (RSP). This study aims to (1) present empirical data illustrating these spatial discrepancies, and (2) analyse the underlying factors contributing to them. A spatial analytical approach was employed, integrating geospatial technologies and an Autel EVO 2 Pro V3 drone...
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Pengaruh Penerapan Good Corporate Govermance Terhadap Kinerja Keuangan Pada Koperasi Pemasaran Trangsan Manunggal Jaya Kabupaten Sukoharjo
EBISNIS : JURNAL ILMIAH EKONOMI DAN BISNIS
Vol 18
, No 2
(2025)
This study aims to analyze the influence of Good Corporate Governance (GCG) principles on the financial performance of Koperasi Pemasaran Trangsan Manunggal Jaya, including transparency, accountability, responsibility, independence, and fairness. Data were collected through questionnaires, observations, and literature studies involving 46 respondents knowledgeable about GCG implementation within the cooperative. The data were analyzed using multiple linear regression, t-test, F-test, and coeffic...
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EFL Teachers’ Readiness in Implementing Artificial Intelligence Tools through Daily Classroom Basis
Journal of Emerging Technology in Teaching and Learning
Vol 1
, No 2
(2025)
With the exponential advancement of sophisticated artificial intelligence tools, second language educators need to embrace this inevitable educational shift by possessing a more comprehensive understanding of how to maximize the full benefits of these powerful, technology-driven learning supports in their regular teaching and learning enterprises. With respect to the above-mentioned notion, the researchers undertook this small-scale library study using a thematic analysis approach. With the supp...
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Analysis Of MSME District In Cileungsi District-Bogor Regency Using K-Means Cluster
Jurnal Ilmiah Serat Acitya
Vol 14
, No 2
(2025)
The purpose of this research is for MSME actors and the local government to provide solutions for limited capital, limited professional human resources, and limited access to information in order to measure market opportunities for both the government of Bogor Regency and MSME actors in Cileungsi District, Bogor Regency. The quantitative data used is secondary data, namely MSME actors in Cileungsi District, Bogor Regency and data obtained from the Office of Cooperatives and Small and Medium Ente...
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