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MUDHARABAH, MUSYARAKAH, AND MURABAHAH AS DETERMINING FACTORS OF PROFITABILITY IN ISLAMIC COMMERCIAL BANKS
Fokus Ekonomi : Jurnal Ilmiah Ekonomi
Vol 20
, No 1
(2025)
This study aims to analyze and assess the impact of mudharabah, musyarakah, and murabahah financing on the profitability of Islamic Commercial Banks (ICBs) in Indonesia, both individually (partially) and collectively (simultaneously). The research focuses on Islamic Commercial Banks registered with the Financial Services Authority (OJK) during 2019–2021. Using linear regression analysis, a quantitative research approach is employed to investigate the influence of mudharabah, musyarakah, and mura...
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PRECISION AND ACCURACY ANALYSIS OF THE BIO SYSTEMS MODEL A15 CLINICAL CHEMISTRY ANALYZER IN GLUCOSE MEASUREMENT
MEDIKA TRADA : Jurnal Teknik Elektomedik Polbitrada
Vol 6
, No 1
(2025)
Blood glucose examination is one of the methods for diagnosing diabetes. Many people experience delays in glucose testing due to concerns about the accuracy of the testing equipment. To produce high-quality results, clinical laboratories require testing equipment with high accuracy and precision. This study aimed to evaluate the precision and accuracy of the A15 clinical chemistry analyzer in measuring glucose parameters. This was a quantitative descriptive study, involving 30 samples and calcul...
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The Importance of Using Visual Media in Improving Understanding of Religious Values in Early Childhood
Sidiq, Nurul Jamiah
; Islami, Andi Nur Maharani
; Rusliana, Faradillah
; Manga, Delvhina
; Hasmawaty
Paudia
Vol 14
, No 3
(2025)
Understanding religious values in early childhood is a fundamental foundation for shaping character and behavior in accordance with religious teachings. This study analyzes the effectiveness of using visual media, such as pictures and posters, in enhancing the comprehension of religious values at Raudhatul Athfal Arrahman Tinggito Kindergarten. Using a descriptive qualitative approach, the research involved observations of the learning process for children aged 5-6 years, interviews with teacher...
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EFFECT OF TAX AVOIDANCE AND PROFITABILITY ON FINANCIAL REPORTING TIMELINESS WITH OPERATIONAL COMPLEXITY AS MODERATOR
Fokus Ekonomi : Jurnal Ilmiah Ekonomi
Vol 20
, No 1
(2025)
The punctuality of financial reporting plays a crucial role for stakeholders in making well-informed and timely decisions, particularly for publicly traded companies. This research investigates the influence of tax avoidance and profitability on financial reporting timeliness, and explores whether operational complexity acts as a moderating factor in the relationship between tax avoidance and timely reporting. The study focuses on manufacturing firms within the basic and chemical industry sector...
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Analisis Kinerja Produk Pembiayaan BPRS BAS Purwokerto Dengan Pendekatan Matriks BCG
Yuniar, Rifki Nika
; Saputra, Faturokhman Nur Ari
; Wardani , Sinta Bella Yulia Puspita Tri
; Shafrani , Yoiz Shofwa
Jurnal Ekonomi, Bisnis dan Manajemen (EBISMEN)
Vol 4
, No 1
(2025)
Studi ini bertujuan untuk menelaah kinerja produk pembiayaan di BPRS BAS Purwokerto menggunakan pendekatan Matriks Boston Consulting Group (BCG). Produk yang dianalisis meliputi Murabahah, Multijasa, Qardh, Sewa, Mudharabah, dan Musyarakah. Berdasarkan hasil analisis, produk Murabahah dan Multijasa berada pada kuadran Stars, menandakan pangsa pasar besar dan pertumbuhan tinggi. Produk Sewa menempati kuadran Cash Cows dengan pangsa pasar besar namun pertumbuhan rendah. Sementara itu, produk Istis...
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Optimalisasi UMKM Cepoko Melalui Pendampingan Legalitas, Sertifikasi Halal, dan Desain Kemasan
Faizal Rangga Hadi Saputra
; Dafa Arinda
; Nala Rosyadia
; Nurul Hidayatul Isnaeni
; Luthfia Arifatul Aulia
; Ridwan Pangestu Bagaskoro
; Muhammad Laksamana Lucky
; Elvira Hera Kusumaningrum
; Tiyanto Dwi Zafaron
; Fatia Nurul Azhar
; Muna Ulia Najibah
; Rita Dwi Ratnani
Palawa: Jurnal Pengabdian Kepada Masyarakat
Vol 4
, No 1
(2025)
Kegiatan pengabdian masyarakat ini dilaksanakan di Kelurahan Cepoko, Kecamatan Gunungpati, yang memiliki potensi besar dalam pengembangan Usaha Mikro, Kecil, dan Menengah (UMKM). UMKM berperan penting dalam memperkuat ekonomi lokal, menciptakan lapangan kerja, dan mendorong kemandirian masyarakat, sekaligus mendukung pencapaian Sustainable Development Goals (SDGs). Melalui program Kuliah Kerja Nyata (KKN) Universitas Wahid Hasyim, kegiatan ini bertujuan mendampingi pelaku UMKM dalam meningkatkan...
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Analysis of Wordwall-Based Gamification Design in Science Learning on Force and Motion Material
Indonesian Journal of Instructional Media and Model
Vol 7
, No 1
(2025)
In the digital learning era, integrating technology into the classroom is essential to enhance student engagement and improve learning outcomes. One widely used platform is Wordwall, which enables the creation of interactive and gamified learning activities. This study aims to examine the feasibility of a gamification-based learning design using Wordwall for teaching science topics, specifically force and motion. The research employed a descriptive quantitative method, involving 19 students from...
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Analisis Keunggulan Produk Pegadaian Dalam Persaingan UPC Dengan Menggunakan Teknik Competitive Profile Matrix (CPM) Di UPC Karang Lewas dan UPC Alun-Alun Purwokerto
Jurnal Ekonomi, Bisnis dan Manajemen (EBISMEN)
Vol 4
, No 1
(2025)
This study aims to analyze the superiority of Pegadaian products in competition between Branch Service Units (UPC) using the Competitive Profile Matrix (CPM) technique at UPC Karanglewas and UPC Alun-Alun Purwokerto. The approach used is descriptive qualitative through case studies, with data collection through in-depth interviews, observation, and documentation. CPM analysis is carried out by identifying key success factors such as service quality, product variety, price, promotion, ease of acc...
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Perspektif Masa Depan Robotika Kolaboratif dalam Ekonomi Digital Berbasis 6G
JUISI : Jurnal Ilmiah Sistem Informasi
Vol 5
, No 2
(2025)
The rapid advancement of wireless communication technology has significantly influenced industrial automation, particularly in collaborative robotics (cobots). With the expected commercial deployment of 6G by 2030, this technology offers ultra-high-speed data transmission, low latency, and deep integration of Artificial Intelligence (AI). This study investigates the impact of 6G on enhancing the performance and efficiency of cobots in industrial settings, addressing challenges related to real-ti...
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The Attraction of Curug Layung in Bandung Regency Towards Tourist Arrival
An International Journal Tourism and Community Review
Vol 2
, No 2
(2025)
Curug Layung is a natural tourist destination in Bandung Regency that offers the beauty of a waterfall in a calm and natural setting. This study aims to analyze the attraction of Curug Layung and its influence on tourist visits. A descriptive quantitative method was used through observation and questionnaires distributed to visitors and site managers. The results show that natural beauty, easy access, and supporting facilities such as camping areas and trekking paths are the main factors attract...
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