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Asymmetric Information in the Determination of Risk in Islamic Peer-to-Peer Lending: A Fiqh Muamalat Perspective
JURNAL IQTISAD: Reconstruction of Justice and Welfare for Indonesia
Vol 12
, No 1
(2025)
This research aims to analyze the impact of asymmetric information in risk determination within Peer to Peer (P2P) lending syariah from the perspective of fiqh muamalah. The research employs Normative Legal Research by analyzing Islamic legal principles and relevant laws to understand how fiqh muamalah addresses asymmetric information in P2P lending risk determination. The study finds that asymmetric information in P2P lending poses significant risks, such as adverse selection and moral hazard,...
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The Role of Islamic Finance in Confronting Natural Disasters through Collective Financing: A Case Study
JURNAL IQTISAD: Reconstruction of Justice and Welfare for Indonesia
Vol 12
, No 1
(2025)
Crowdfunding platforms are considered valuable tools within Islamic finance due to their potential compliance with Islamic Sharia principles and their absence of any suspicion related to usury (Riba). These platforms are new financing mechanisms based on raising funds from potential contributors to finance specific projects. This research aims to shed light on crowdfunding as a form of financing that can be classified within Islamic finance. The research also explores crowdfunding's role in fina...
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Visitor Growth Strategies: Evaluating the Effectiveness of Tourism Marketing at Kebun Raya Mangrove Surabaya
Galuh Ajeng Ayuningtiyas
; Muhammad Khairul Anwar
; Dian Ferriswara
; Liling Listyawati
; Damajanti Sri Lestari
An International Journal Tourism and Community Review
Vol 2
, No 2
(2025)
Kebun Raya Mangrove (KRM) Surabaya is the first thematic botanical garden in Indonesia that focuses specifically on the mangrove ecosystem. It serves multiple functions, including conservation, education, research, and recreation. With its ecological uniqueness, KRM has strong potential to develop into a prominent ecotourism destination. However, post-pandemic conditions have seen a significant decline in visitor numbers, indicating the urgent need for more effective and targeted marketing strat...
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Cultural Preservation Strategy Through Tourism : A Case Study of the Surakarta Palace
An International Journal Tourism and Community Review
Vol 2
, No 2
(2025)
This research explores cultural preservation strategies through the development of the tourism sector, using the Surakarta Palace as a case study. The Surakarta Palace, a cultural heritage site in Central Java with significant historical and cultural value, plays a vital role in preserving Javanese traditions while contributing to regional tourism growth. This study adopts a descriptive qualitative method with data collected through observation, interviews, and documentation. The findings reveal...
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Read Aloud Goes to School Game Changer to Improve Literacy at Gurawan State Elementary School, Surakarta
Abdi Psikonomi
(2025)
Indonesia faces a serious literacy crisis, as evidenced by the 2022 PISA data, which places the country at 70th out of 81 nations. The main challenges include low reading interest among children, limited access to quality books, and less effective teaching methods. This article explores the read aloud technique as a solution to enhance children's literacy through an engaging and interactive reading experience. This technique is discussed in the context of Albert Bandura's Social Cognitive Theory...
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THE EFFECT OF THE AMOUNT OF SODIUM METOXIDE CATALYST AND HEATING TIME ON THE QUALITY OF SHORTENING PRODUCTS IN THE INTERESTERIFICATION PROCESS
Syafrinal
; Riani, Pevi
; Putri, Melysa
; Futeri, Renny
; Armin, M. Ikhlas
; Gusfiyesi
; Susanti, Arisa
Agrisaintifika : Jurnal Ilmu - Ilmu Pertanian
Vol 9
, No 2
(2025)
Shortening is a solid plastic fat product that is widely used as a raw material in the production of food products such as biscuits, cakes, bread, and pastries. PT X produces shortening from the interesterification reaction of Refined, Bleached and Deodorized Palm Oil. (RBDPO). In the shortening production process using the interesterification method, it will be influenced by the amount of catalyst added and the heating time. The objective of this research is to analyze the effect of the amount...
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AHP Approach For Indonesian Public Bus Station Commercial Asset Management Training
Riyardi, Agung
; Achyani, Fatchan
; Rosy Rochmatullah, Mahameru
; Nurul Khassanah, Marsheila
; Indriawati, Shofiah
Abdi Psikonomi
(2025)
Following the government's commitment in the state asset utilization, Indonesian bus stations management develops their commercial assets as a public activity center and a non-tax contributor. The problem is the bus station commercial asset management knowledge and skill should be improved through a specific training. The analytical Hierarchy Process (AHP) approach for the bus station commercial asset management training is essential. The training improves bus station commercial asset management...
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Computer Based Full Costing Method to Increase MSME Profits
Abdi Psikonomi
(2025)
Computer-based full costing methods can help increase MSME profits by providing more accurate and transparent production cost calculations. With a better understanding of costs, MSMEs can set appropriate selling prices, optimize resource allocation, and identify areas that require efficiency, thereby increasing profitability. Computer-based full costing is an effective tool to help MSMEs increase profits by providing accurate and transparent cost information. Although there are challenges in imp...
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ANALYSIS OF RICE PLANT GROWTH (Oryza Sativa) IN POND (PLANTING MEDIA) AT VEGETATIVE STAGE IN LAVERNA GUNUNGSITOLI
Bawamenewi, Tuti Ariani
; Gulo, Septin Melindra
; Zendrato, Intan Novibriani
; Harefa, Oferlina
; Zendrato, Della Howu Howu
; Gulo, Lilis Sartika
; Zega, Priska Rahmat Yanti
Agrisaintifika : Jurnal Ilmu - Ilmu Pertanian
Vol 9
, No 2
(2025)
This study aims to analyze the early growth of rice plants (Oryza sativa L.) at the vegetative stage, which are planted in ponds as an alternative medium in Laverna, Gunungsitoli, to address the challenge of limited rice field land. The method used is descriptive quantitative, with the observed parameters including plant height, number of stems, and number of leaves measured on days 7, 15, and 22 after planting. Samples were taken from 10 plants out of a total population of 35 planting holes wit...
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STRATEGY TO IMPROVE THE CAPACITY OF MILLENNIAL FARMERS IN FACING THE PHENOMENON OF AGING FARMER IN CIAMIS DISTRICT, CIAMIS REGENCY
Agrisaintifika : Jurnal Ilmu - Ilmu Pertanian
Vol 9
, No 2
(2025)
The success in achieving agricultural development is determined by quality human resources and a commitment to developing the agricultural sector. Millennial farmers are farmers aged 19-39 years and/or adaptive to digital technology. However, it is known that Indonesian agriculture is facing the aging farmer phenomenon where the number of young farmers is decreasing, while the number of farmers over 55 years old is increasing. This study aims to describe and analyze internal factors, namely the...
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